Is this dual cover?

Barny1979

I have Homecare 300 with BG and cover with United Utilities, do I really need UU's cover in addition to BGs?

I have BG for Gas and Electric and UU for water supply.

penrhyn

The question is do you need either policy. You could save the monthly payments in an account to use in the event of a problem.
I can understand the gas cover, especially if your system is getting on a bit, but what exactly do you think is going to go wrong with your house wiring?.
If you want drains and water coverage you could add this to your BG policy.

Barny1979

United utilities policy is http://www.unitedutilities.com/HomeServe.htm

British Gas is http://www.britishgas.co.uk/products-and-services/maintenance-and-repair/boilers-and-heating/boiler-and-heating-cover/homecare/homecare-300.html

Joyful

Penrhyn for your info I would not be without the electrical cover. In the last 2 years I have had a socket replaced that cracked, another socket replaced and checked as it burnt( I had too many appliances plugged in) and also a dimmer switched replaced. For someone like me I like to know if anything goes wrong I'm covered. I've also have the plumbing cover and have used this twice. Once they needed to cut a hole in my downpipe which would have cost a lot to get done locally.

jackieglasgow

The OP has homecare300 which is heating and plumbing and drains. They made no mention of have electrical wiring care. If I've read correctly, they mean they have their Energy from BG?

macman

Joyful wrote: »

Penrhyn for your info I would not be without the electrical cover. In the last 2 years I have had a socket replaced that cracked, another socket replaced and checked as it burnt( I had too many appliances plugged in) and also a dimmer switched replaced. For someone like me I like to know if anything goes wrong I'm covered. I've also have the plumbing cover and have used this twice. Once they needed to cut a hole in my downpipe which would have cost a lot to get done locally.

But how much have you paid in 2 years for this electrical cover? Replacement of a socket or dimmer switch is a few minutes work for a DIY man, it doesn't require an electrician. Odds are your premiums far outweigh the cost of getting these things fixed as they arise.

Barny1979

So anyone think I have dual cover and should cancel UU?

Joyful

macman wrote: »

But how much have you paid in 2 years for this electrical cover? Replacement of a socket or dimmer switch is a few minutes work for a DIY man, it doesn't require an electrician. Odds are your premiums far outweigh the cost of getting these things fixed as they arise.

I believe it's £3 a month extra on top of the other cover so that makes £72 - a good deal for me

Joyful

Barny1979 wrote: »

So anyone think I have dual cover and should cancel UU?

You need to check both policies and what they cover before you decide. Check the cost and also if you are only allowed a certain amount of call outs or up to a maximum price.

Barny1979

Barny1979 wrote: »

United utilities policy is http://www.unitedutilities.com/HomeServe.htm

British Gas is http://www.britishgas.co.uk/products-and-services/maintenance-and-repair/boilers-and-heating/boiler-and-heating-cover/homecare/homecare-300.html

These are the covers I have

Joyful

Sorry not got time to check but the first bit I saw was Homeserve 2 callouts a year BG unlimited call outs. You need to check and see what other differences there are.