Tues 2nd Feb - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Morning people - hope all well today;)

NOthing much on today - need to go pick up my latest sick note from the doctor and take to work, also have dentist later and then pick up youngest dd from a maths club...exciting.
Both girls seem bug-free again now....dd2 woke up absolutely fine yesterday and dd1 didn't cough last night (well if she did, I didn't wake up:rotfl:).
Ok, list for today:

• check banking
• daily scratch
• packed lunches for girls to school
• washing is on quickwash
• washing on radiators/ariers
• meal from plan tonight - spag bol/chilli - extra will go in freezer

Hoooooray it's Tuesday - youngest at Guides tonight, feet up and Holby for me:beer:
Have a great day everyone:p

Candy0107

Morning Milly - Thanks for starting the thread...Hope everything is better for you now.

Morning to all the new posters and those who need a hug

Hi, long time, no see to all the regular posters on here!

Today I have/will:
· Check online banking – no change but I need to check
· Read newspaper online
· Enter comps online
· Daily scratches
· Meals from storecupboards
· Have a NSD – I must do this!
· Start work as soon as I get there
· Be nice to every one today
· Hope that my phone goes off saying that I have an interview for a fantastic job, outside my doorstep, offering gazzilions of £, loads of holiday etc – prob wont happen but you never know!
· Must catch up on the forum as I haven’t been on here all week!
· Washing on 30
· Read more of my library book
· Look for a job
· Go to my dressmaking class tonight – chills me out for the rest of the week….no matter how much you fight it, the sewing machine always wins – I don’t even bother trying any more!

Think that is about it but I am sure there is more to do, take care everyone

Candy xxxx

mogchops

Morning all, thanks for starting the thread Milly xx (we're having spag bol too! and putting some in the freezer lol! )

Today:

- check online banking
- tea from meal plan (spag bol :rotfl:)
- LSD - just need some spaghetti (see above )
- Change bed
- small hokey cokey
- packed lunch to work
- do all comps ending 3/02

Think thats it! Have a great day everyone xx

Pippilongstocking

Hello all waves to MC and Milly

SNOW here again - all schools shut all transport cancelled - I've looked outside - it doesnt seem 'that' bad???

Anyway not sure what that means for me yet as I live in town and my office is 'walkable' to.....

Today
check banks - waiting for quidco payment to show £49 which is getting transferred straight to my 'travel' budget
Tea will be left overs - there are a few bits and bobs which will make a 'bitsa tea' (ie bits of this and bits of that)
Feed chookie
Hokey cokey later of some description I suppose? Isn't there always
Usher children out of the house later to make a snow man
Move some money about as tomorrow should be payday
Find out if my exercise class is on later on - depends on snow chaos I suppose?
PUt more photos on FB to let OH see what we've been upto nice free way to keep intouch

Hello to all

Triangle

Good morning everyone :wave:

Hope everyone is well. Before I start my list, I must say how great it is to be posting again :T Not only because of all you lovely people, but I also feel much more positive about the old debt...the bulb flickered before but is well and truly on now!

Anyhoo....

• NSD again - aiming for 14 this month
• £5 in Xmas pot - a brainwave I had last week. Every week I'm going to transfer £5 from mine and DH's 'pot' (his tip money and my loose change) into another pot for Xmas. Should therefore have £220 by end of November.
• At home today - study day
• Not using any petrol
• Meals from stores
• Use free minutes and texts on mobiles to catch up with people
• Lots and lots of uni reading
• Do some competitions during lunch break
• Walk puppy dog
• Received message last night asking me to a shift at old old place of work next week - my only real source of income other than bursary - so said yes straight away!
• Eastenders and Holby City tonight - yay Milly!

T
x

pixiechick99

Triangle wrote: »

Good morning everyone :wave:

Hope everyone is well. Before I start my list, I must say how great it is to be posting again :T Not only because of all you lovely people, but I also feel much more positive about the old debt...the bulb flickered before but is well and truly on now!


Anyhoo....

• NSD again - aiming for 14 this month
• £5 in Xmas pot - a brainwave I had last week. Every week I'm going to transfer £5 from mine and DH's 'pot' (his tip money and my loose change) into another pot for Xmas. Should therefore have £220 by end of November.
• At home today - study day
• Not using any petrol
• Meals from stores
• Use free minutes and texts on mobiles to catch up with people
• Lots and lots of uni reading
• Do some competitions during lunch break
• Walk puppy dog
• Received message last night asking me to a shift at old old place of work next week - my only real source of income other than bursary - so said yes straight away!
• Eastenders and Holby City tonight - yay Milly!

T
x

What are you studying Triangle? I'm doing a foundation degree in Education Studies right now - 1st year....have tons to do as I've been off work not well (Crohn's disease) so really need to be doing stuff today! Noticed last night we have a 4000word essay due on Feb24th I had no idea about....oooops:rotfl:

And yayyyyyy to Holby indeed....I've got DD1 into it too now (she has no choice but to watch it;))

svb53

Morning everyone,

Today I have/will:

-done washing on quickwash
-drying washing on airers
-checked online banking
-have a NSD
-made lunch to take to work
-made PAD
-started making dinner tonight from store cupboard.

Have a great day everyone, catch you all tonight.

crawley_girl

Morning people

Today I:

• am working in my usual job and then a few hrs in my 2nd job
• am waiting for a plumber to come and look at my 'only cold' shower (a friend of a friend so mates rates!)
• will be washing my hair and having a shower at my mates later cos of problem outlined above!!!
• will be eating lunch at work for free

:heartpuls CG :heartpuls

Triangle

millyscarlett wrote: »

What are you studying Triangle? I'm doing a foundation degree in Education Studies right now - 1st year....have tons to do as I've been off work not well (Crohn's disease) so really need to be doing stuff today! Noticed last night we have a 4000word essay due on Feb24th I had no idea about....oooops:rotfl:

And yayyyyyy to Holby indeed....I've got DD1 into it too now (she has no choice but to watch it;))

Hey Milly!
I was wondering why you had been off work - so sorry to hear that the Crohn's is still playing you up - I remember it was when I posting last year.

I'm doing an MA in Social Work - tough going but I love it! I too have a 4000 word essay due in soon - and I MUST do lots of reading today! Perhaps we can spur each other on? Lots of work today and Holby as a treat tonight!

T
x

Memory_Girl

Hiya

Only half-nine, but .............

Changed the electric eating monster of a light fitting in my kitchen for a white cheapy 3-bulb beastie that actually fits low energy lightbulbs.

According to my LX monitor meter the kitchen light cost £18 per month to run - and the new one only £1. I actually live in the kitchen so its the light I use the most so the pennies should roll up every day.

Off to find something productive and MSE to do.
Memorygirl

irishmist_2

Morning everyone
Today I will:
-swop our telephone for one we have in a box in the attic instead of buying a new one (usual one has v poor sound)
-reusable nappies for wee one all day and lots of breast feeds
-fruit and veg box arrives so will make a meal plan based around that and make up some mini portions for wee one
-going to make a proper list of what we need for staples this month, flour, loo roll etc - so exciting!
-if wee one does sleep today (fingers crossed!) i'll clean out the chicks
-check banking
-read more of my book for book club
-washing at 30
-start thinking about what i'd like to grow in veggie patch this year
-will try again to make time to close 2 unused CCs...keep finding better things to do!

have lovely days everyone
xx