cashing my sons cheque

welshmoneylover

snagglepuss16 wrote: »

not everyone can afford to do this

No, nor me. Indeed, at that time my DS was born in 1991 interest rates jumped up to 15% Jee whizz I sweated through that recession! :rotfl:

McKneff

Me personally, my grandaughter lives about 200 miles away from us.

I send a cheque every birhday/christmas and always presume that my son/daughter in law will buy her something, a toy, some clothes, wrap them and tell Emma they are from Nana and Grandad. Its not a present if its paid into a bank. At other times i will send a cheque and tell them its for savings only.
Give the op a break, Young parents have it hard enough without us lot giving them stick an'all.

OP, take no notice, send a little note to the cheque senders telling them what you bought for your toddler, they will appreciate it all the more.
Good luck
Annie

McKneff

welshmoneylover wrote: »

I paid all of my children's birthday/xmas/gift money into their accounts. As university is looming on the horizon I'm so glad I did (and so are they).

For their needs, I use my child benefit for them.

So you are making them pay their own way through Uni, with their own money

eschaton

snagglepuss16 wrote: »

get a life, its my partners and my debt. snatch my sons presents, where the hell does wanting to but him things with the money mean im snatching his money. surely if i was so desperate for the cash i would just open up a bank account, cash the cheque then withdraw the money and buy myself useless tat. Who died and made you money lord.
i've decided to just put the money in his trust fund, which i have a direct debit set up to pay a set amount into each month. why would i do that if i needed the money so bad. i dont even know why im justifying myself to a horrible human being

Direct Debit - really ?

Rosemary7391

McKneff wrote: »

So you are making them pay their own way through Uni, with their own money

My parents did the same for me, got me a building society account and any birthday/Christmas money was paid in there. Now I'm at uni I'm glad about it! Why do you say that like its a bad thing?

welshmoneylover

McKneff wrote: »

So you are making them pay their own way through Uni, with their own money

Yes of course, just as I earn money to pay my own way through life.

Isn't that what everyone else does?

agsnu

welshmoneylover wrote: »

Yes of course, just as I earn money to pay my own way through life.

Isn't that what everyone else does?

No. It is unreasonable to expect students to be able to completely self-fund their education - they have lectures to go to, books to read, coursework to do. That kind of conflicts with the whole having a full time job thing which you undoubtedly use to generate the income you use to "pay your own way" through life.

This is why the Government gives students support, either through grants or loans. The amount of grant/loan which students receive is dependent on their parents income - if your parents earn over the baseline threshold, you get less support on the expectation that they can afford to contribute to your education.

briona

Jeez! Why are people giving the OP such a hard time?! So, she has £600 on a Next account? Big wow! How do you know that this isn't it just this month's bill which will be cleared off by the due date?!

If the givers of the cheque had wanted the OP's child to have some specific, they would have bought it themselves. They obviously gave the OP a cheque (albeit in her child's name) so that SHE could decide what to do with it. It's a little silly giving a two year old a cheque as prior to the introduction of the CTF most children would not have had an account to pay it into anyway...

welshmoneylover

agsnu wrote: »

No. It is unreasonable to expect students to be able to completely self-fund their education -

I am not expecting anyone to completely self fund university education.

I've managed to save some money up to give it to my children to help them out so they don't have to work and study unless they chose to do so.

I don't see anything wrong with that at all.

eschaton

briona wrote: »

Jeez! Why are people giving the OP such a hard time?! So, she has £600 on a Next account? Big wow! How do you know that this isn't it just this month's bill which will be cleared off by the due date?!

Because it isn't.