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Cheque question
MrsTinks
Posts: 15,238 Forumite
Anyone ever had cheques honoured that were paid into an account AFTER 6 months from the issue date?
Just a generic question btw
Just a generic question btw
DFW Nerd #025
DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey
My DFW Diary - blah- mildly funny stuff about my journey
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Comments
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You're usually advised to get them reissued, they're accepted as a symbol that a debt had to be paid but are not generally negotiable after that 6 month period.0
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If the cashier accepts it, and its for a low value then it more than likely will go through as it rarely gets picked up.
Once the value rises above about £1000 then more checks start to come in.These are my thoughts and no one else's, so like any public forum advice - check it out before entering into contracts or spending your hard earned cash!
I don't know everything, however I do try to point people in the right direction but at the end of the day you can only ever help yourself!0 -
Interesting I wonder if anyone working in a bank might be able to verify... sorry it's just an interesting conversation that I had (as you do) and I said that the expiry is 6 months and they said "oh but I've had cheques older than that accepted and paid..." Causing me a bit fo confusion as to if they're likely to actually accept it etc. if the issuing bank will honour it or not and so on... I always thought it was 6 months and then you have to get it re-issued... DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
They will not accept it if they check the date.
Some - maybe even a lot - of the time they will not check the date0
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