My quest to be mortgage free by the end of 2012

pammyj74

I think I will still not like spending money and will still looks for bargains. I will also save for pension as I dont have one but will also prob have hols and cars without feeling guilty at last!
A friend of mine asked why am I doing it as it will only go to my children in the end anyway, its money in bricks and mortar, so why not live now and not OP. I could die next week and all the hard work would be for nothing. When I am older the money still wont be mine unless I sell the house. I can see their point to a degree but I state all the thousands of pounds I am saving by OPing and have sense of pride in doing it and owning the house fully in a few years time. But I do see what they are getting at and sometimes I doubt what I am doing is the right thing.

cha97michelle

Oops, i think i missed out an it or a comma or something. Of course Radish is not evil.

I think we all get doubts at times as to whether we are doing the right thing, but keep the faith. We will appreciate it in our dotage. I'd rather be doing this than have yet more clothes to wash and iron, and more belongings that need to go to ebay or the charity shop.

mummyofonechild

cha97michelle wrote: »

Oops, i think i missed out an it or a comma or something. Of course Radish is not evil.

I think we all get doubts at times as to whether we are doing the right thing, but keep the faith. We will appreciate it in our dotage. I'd rather be doing this than have yet more clothes to wash and iron, and more belongings that need to go to ebay or the charity shop.

Oh dear, I have just put another load of washing on. Have I done wrong

We are an exciting lot arn't we :rotfl:

Radish72

If you are washing the clothes before you sell them on ebay then I think you are not in the wrong :rotfl:

My main reason for OP's is purely down to not wanting to pay the bank anymore interest then I have to, everyone at work thinks I'm "weird" for doing it

mummyofonechild

Radish72 wrote: »

If you are washing the clothes before you sell them on ebay then I think you are not in the wrong :rotfl:

My main reason for OP's is purely down to not wanting to pay the bank anymore interest then I have to, everyone at work thinks I'm "weird" for doing it

Unfortunately not for ebay, just our normal family washing. DD has just come back from swimming and has passed her Bronze stages 1,2 and 3 Rookie Life saving. She also passed her amateur radio foundation licence yesterday. Not bad for an 11 year old.

pammyj74

well done to DD
I OP to save on interest mostly but also to have the satisfaction of not having that huge bill going out every month a bit earlier than it should be.

mummyofonechild

Thank You,

We are proud of her too. Makes a change from moaning at her all the time :eek:

I am overpaying so that if i was ever made redundant again, I would have the security of owning my own home, then comes the saving of £1000's in interest payments

Have a good week

MOOC xx

[Deleted User]

Well done DD!
Must feel fab to be near the end- for me too it is about security if the job security wasnt there .... Im not planning on stalling my whole life for it but at the same time if there is money extra then that is where itll go for the time being!
Looking forward to celebrating your MF date

mummyofonechild

Deleted_User wrote: »

Well done DD!
Must feel fab to be near the end- for me too it is about security if the job security wasnt there .... Im not planning on stalling my whole life for it but at the same time if there is money extra then that is where itll go for the time being!
Looking forward to celebrating your MF date

Thank You TYO

mummyofonechild

Really fed up. After a naff Saturday, I think my husband has forgotten my birthday.

Do I remind him or carry on keeping quiet and sulk.