Young driver car insurance

vaio

A cunning plan but double check as some companies don't give the DOC cove to young drivers

Mankysteve

whatmichaelsays wrote: »

The reality is that there is no such thing as a "young driver friendly" insurer (the term is merely advertising terminology to look good in the back of Max Power)

In the past I've found the "Young drivers" insures are the most expensive follow the usally guide on here for finding cheaper insurance. If your wife is going to main driver ie he's just gonna drive about evening and weekends with freinds. Then her as the main driver and your son as a named. You'll be pushing it to get any cheaper than £1000 even for a 1ltr nowadays though.

invisiblecabbage

catflea wrote: »

Do you already have the Fester or is it a prospective purchase?

Reason that I ask - for the younger driver classic motoring can be a good way to get going. Ring up some classic insurance companies (Herts Insurance - HIC, Footman James) and ask for quotes on cars like Morris Minors or Beetles - you might be suprised. They are also a great way to learn roadcraft as you actually have to DRIVE them rather than rely on all the computer gimmickry

could not get insurance for our son to drive moggy until he is 21. He's had no accidents or claims. just too young!!

invisiblecabbage

Hadrian wrote: »

......for a modern young lad! You have to be joking. Most of todays lads have little or no self worth and therefore a car is one way of bolstering up ones self esteme. I know youngsters who won't travel in their parents small Corsa because if they were to be seen they'd be laughed at.

My son was very disappointed that we could not insure him for the moggy. Our daughter was looking forward to big bruv chaufferring her to her prom in it.

gaz_jones

girlordnyu wrote: »

I was thinking about calling i-kube about a peugout 206 1.1. 18 yr old girl best quote just over 1500 but I was told by my mum that a fully comp policy means you can drive other peoples car withe equiv of TP if that makes sense and the i-kube says it is fully comp so say i needed to go out after 11pm could I not just hop in her car without the extra charge?

You'd be lucky nowadays. I've had fully comp insurance since I was 17 (5 years) and not one policy has covered me to drive other cars TP. I'm not sure if this is due to my age, or the fact that insurance companies don't do it anymore. I'd definitely check with them before taking the policy out though!

invisiblecabbage

catflea wrote: »

Thanks for that, I'm only 25! (And a Lad!) I cut my teeth in a 1964 Morris Minor Traveller! Everyone is different and my suggestion is perfectly valid. The fact that I had something unusual worked very much in my favour at college & uni! (if you know what I mean )

Are you implying BTW that the OPs son has no self worth and drinks/smokes himself silly at the weekends? I think you need to take a step back and realise that not all youngsters are chavvy little so and sos.

The beetle has always been a "cool" car and the minor is starting to enjoy a bit of a renaissance too

:T:T well said

flyingscotno1

gaz_jones wrote: »

You'd be lucky nowadays. I've had fully comp insurance since I was 17 (5 years) and not one policy has covered me to drive other cars TP. I'm not sure if this is due to my age, or the fact that insurance companies don't do it anymore. I'd definitely check with them before taking the policy out though!

Bit of both to be honest. I think 25 is the time it usually becomes available. In saying that my Direct Line policies always said no-no specifically- in checking my Aviva one I cannot find it specifically- certainly is not standing out!

catflea

invisiblecabbage wrote: »

could not get insurance for our son to drive moggy until he is 21. He's had no accidents or claims. just too young!!

As long as he is a member of the Morris Minor Owners club (or on a family membership) AON/Footman James WILL insure him. They are the MMOC's recognised insurer and run the club scheme. If they refuse then speak to Rosie Hamilton at MMOC HQ and she will raise merry hell on your behalf

catflea

invisiblecabbage wrote: »

:T:T well said

You chould have clicked thanks :rotfl:

GSXRCarlos

gaz_jones wrote: »

Have you done a confused.com quote? They normally throw up the best prices for me. Also, whatever quote you get from the comparison site, go to the site directly and see if it's any cheaper. It often is.

I find Admiral the best for me being a young driver.

I paid £1300 for a 1litre mini in my first year (2006 aged 17). The next year I got a 1.8 Peugeot 306 (2007 aged 18) so the prices will drop eventually.

if you're doing this, go through quidco and get £1.50 too :j