MSE Parents Club Part 10

tiamai_d

Our finances are in a state, and it's my fault. I need to start working out what I need to buy at the beginning of the week and taking out cash and leaving my debit cards at home. It's just too easy to use a debit card (and in my case, over and over and over again).

Maybe I need a challenge?

tiamai_d

woohoo!!!! Just sold that till for £50 And DH was trying to get me to accept an offer of £40, ha! In your face Steven!

SusanC_2

Dontknowanymore wrote: »

Pants! I havent been paid my IS today, I called them and they mucked it right up, they changed my address and sent me a letter but the address is bck to my old one on file, they stopped my benefit because I didnt attend a WFI in my old town even though the appointment was sent out after I have moved!
They reckon I'll have the money by ythe end of the day whcih doesn't help that I need to get to court and have hardly any petrol, Mum is trying to do a chaps payment to my bank but cant get through to hers!
AGGGHHHH!!!!!!

:mad:It's really infuriating the way benefit payments are messed about so much. I didn't get my JSA payment one time just because the person I saw when signed forgot to tick a box on the computer to say I had. It seems like the default on benefits is to just cancel the benefit without warning instead of contacting the person first. I hope you manage to get to court, can you contact one of the SWs about it?

Buttonmoons wrote: »

I have to go out and get electric, I have 13p in my meter :rotfl: and that's emergency. I hate having a key thingy, but I have to pay to get it taken out? I didn't get it put in! The last tennants did.

We had a key meteron the electricity when we bought this house and we just phoned up the electricity company and asked them to change it and they did. We are with EbiCo (a Christian non-profit power company) though so maybe that makes a difference. We weren't with them originally but switched and then asked them to change the meter.

weezl74 wrote: »

you'll laugh at ours

we have completely shared finances and run all spends past each other apart from £5 pocket money a week, which we still usually run past each other :rotfl:.

Every type of spend has a budget and we try to keep within it and are usually pretty good.

I sort the mortgage and all bills and credit cards, but make sure DH understands all the spreadsheets in case anything happens to me.

Ours is fairly similar but the bit in bold is the bane of my life (and OH's). We each have a personal account and monthly standing orders to them set up for our personal money though.

Becles wrote: »

When Craig said he was a spender and not a saver, I didn't want the same thing to happen again. He also said he had no idea about budgetting and I'm quite anal about it, so he's been happy just to let me get on with it.

When I met him, I was a single parent and getting at lot in working tax and child tax credits, which I lost when he moved in. He said he would make up the shortfall, which seemed fair at the time. However I never took into account the extra costs he would bring, such as his food, toiletries, and what not, then the extra person to feed and clothe when Charlotte came along. I have asked for more money but he says he cannot afford to give me any.

The system you have sounds fine but it sounds like you need a fairer system of money distribution.

Becles wrote: »

Dunno why he can't read downstairs. He likes reading in bed, and I can't find a way round that as I can't sleep well with the light on. I'll look into clip on book lights and see if that would work though.

I wonder if it's that he wants to read in order to relax ready for going to sleep? (Because that's what my OH says as the reason why when he wants to read at bedtime it needs to be in bed.) OH has one of those headlights which goes on your head which we use if one of us wants to read for a while and the other wants to sleep. We've also got bedside lamps but I find his disturbs me unless I lie facing away from it.

Becles wrote: »

Got part 1 of my uni essay finished this morning. Just need to read it again with fresh eyes and look for mistakes now.

I keep meaing to ask: How is the group project going?

Buttonmoons wrote: »

Keira was singing Christmas songs on the bus to nursery, not even quietly, proper bawling them out, I did tell her it wasn't Christmas but that was irrelevant.

All together now, WHEN SANTA GOT STUCK UP THE CHIMNEY......

Alice was singing that the other day. (Which is really funny because she's obsessed with time so you would've thought she'd get it right.)

jillie1974

oh strange just went to check on the buggy i've bidded on and it says sale ended. have checked and it should have ended tomorrow night. i presume then the seller has sold it to someone else? can they end the sale early and do that??

3onitsway

Becles wrote: »

When I met him, I was a single parent and getting at lot in working tax and child tax credits, which I lost when he moved in. He said he would make up the shortfall, which seemed fair at the time. However I never took into account the extra costs he would bring, such as his food, toiletries, and what not, then the extra person to feed and clothe when Charlotte came along. I have asked for more money but he says he cannot afford to give me any.

Thats what we did, I showed him what i'd lose with him moving in, he matched it, and added a bit for keeping him. It came as a shock to him, as he came to me straight from being spoilt by Mum & Dad. Where was your OH before he came to you?, is he also a spoilt one?

Lights - we've got these from Ikea £14.99 each, attached to the headboard. They're bright enough for him to read his war books , but not bright enough to annoy me & V.
[URL="javascript:popLargeImageWindow('en_GB','colour:','','Size','IKEA FAMILY member price', 'close window');"][/URL]

jillie1974 wrote: »

we had when it was all totalled £18000+ of debt. i was horrified. we had a strictish budget but managed on it. and with commission from work were ok. never had money just to do on the spur of the monent things. we now owe just £1250.

:eek: Wow, well done. That's brilliant. :T

tiamai_d wrote: »

3 how do you dry the trousers? I found that if I put them over the radiator they metal clasps snapped, but in the TD on the low setting they don't.

Tumble dryer, except for summer. It's that he doesn't undo them to go to the toilet, just pulls them down. But it took long enough to get him using the toilet, i'm not going to moan about him breaking his trousers.

newbie_maz

Buttonmoons wrote: »

I have to go out and get electric, I have 13p in my meter :rotfl: and that's emergency. I hate having a key thingy, but I have to pay to get it taken out? I didn't get it put in! The last tennants did.

What supplier are you with? And how long have you lived there? I work for one of the big gas & elec companies (not telling which in case i get any angry comments!) and in the prepayment meter department so kinda know the rules & what companies will do what.

And i know what you mean - I've never had one myself and didn't even know they existed til i started this job - but ever since I started there, I've always said I wouldn't move into a house with a prepayment meter cos they're such a pain! Mind you, saying that, i know some people who wouldn't be without theirs. They're not for me tho.

tiamai_d

3, I wouldn't moan either

But you have just reminded me that I will need elasticated trousers for DS2 as the school are planning on helping him with toilet training.

OK, off to wake wee stinky and load the TD again.

3onitsway

tiamai_d wrote: »

3, I wouldn't moan either

But you have just reminded me that I will need elasticated trousers for DS2 as the school are planning on helping him with toilet training.

OK, off to wake wee stinky and load the TD again.

J (and most of them) wore grey tracksuit trousers at primary/junior school for that reason! It was as he went into senior school that he got the hang of it, so I thought he could start to wear proper big boy trousers.

Glamazon

I'm back!!! it's sooooooooooooooooooooooooooooo lush!!!

It's on the drive for all the neighbours to see! Should have put it behind the agtes so I could ogle it from the kitchen window but hey!
Nah, not put it behind the gates cos our drive is quite narrow and I want OH to see me up the first time as this car is wider than my old one. :o

I LOVE IT I LOVE IT I LOVE IT I LOVE IT I LOVE IT :D:D:D:D:D:D:D:D

Anyways, my house is a tip :eek: Off to put the clean washing away and try n tidy up before OH comes home so I can show off my new car!

Jillie - you can end an auction to the highest bidder.

keelykat

searching_me wrote: »

*rolleyes* tia .. mummy comes first ...

i hate dragging 2 kids on the bus and having to wait a bus that has space for a buggy or for a nice bus driver to let me on because for some reason bus driver here hate buggies x

I sadly don't have much choice in the week, as I don't drive. I'm lucky today my dad is off work and so took me to the supermarket save me trying to carry stuff on my pushchair!