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Foraging in February for those elusive NSDs!
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9/10 today. I'll hopefully have another NSD on Thursday.DFW Nerd 941 Proud to be dealing with my debt
August GC £0/£3000 -
1. Do you count direct debits, or just things like groceries, clothes, magazines etc?
2. How do you all keep motivated? I have decided to put £1 in a jam jar for each day I manage, to be spent at the end of the month as I wish (it may well go in the ISA). Does anyone have any other ideas?
Another NSD for me - can't quite believe it. Maybe being 2 days before pay day helps!
Lizzy, I left out direct debits etc. Only count money I am spending. Basically do what works for you and helps you not to spend.
Today is another NSD for me - spent £4.40 on fabric BUT it was for work and put a petty cash claim in for it today so I am evens on that. Always like it if you can combine an NSD with a claim for expenses - that feels really good:D
BDebt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
NSD number 11 for me, just 3 more to go, but hopefully will achieve more!Grocery Challenge for October: £135/£200
NSD Challenge: October 0/140 -
Hi everyone
Well I persisted and managed another one today, thought I was going to have to go out as run out of a few things but I did BigMumma's improvise trick and managed - and very tasty it was too:D:D.
I'm now on 19 - can't quite believe I've got this far in February - amazed actually. Tomorrow and Thursday will definitely not be NSDs but I'm hoping I can fit one more in before next Monday to get to my target - any more than that might be a bit optimistic but I'll see how it goes.
Well done everyone for keeping going through this grey dismal month and a big :A to BigMumma for running this thread.The time you enjoy wasting is not wasted time
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I've had another one today too! I don't think I will tomorrow, as I don't have much food in - although maybe I could work something out.
I will see, I guess.0 -
Nothing for me today...i'm determined to squeeze out at least 1 more NSD this month..Sealed Pot Challenge member no:918
NSD VSP member no 52
£365 in 365 days
Debt £5000, started DMP with CCCS Feb 20100 -
still 9/19 for me please. I cheated yesterday and bought cheesy puffs at lunch, so I'll be good today. Must do better next month
M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
Savings £12.04 NSD 3/10 :cool:Total £6915.88
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Had a NSD on both Monday and Tuesday so i think I have hit my target which is a miracle!!!0
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had an unexpected NSD yesterday but our stocks are so low the kids have no butter on there sarnies today lol
I am running out of everything!!!! Definitely need to shop todayMPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
I've just found this and am going to join for March, though I did manage 2 this week and hopefully tomorrow will be a NSD too. I'm planning to start on Friday when I get paid, so will have nearly 5 weeks to go. I just have a couple of questions though:
1. Do you count direct debits, or just things like groceries, clothes, magazines etc?
2. How do you all keep motivated? I have decided to put £1 in a jam jar for each day I manage, to be spent at the end of the month as I wish (it may well go in the ISA). Does anyone have any other ideas?The March Challenge is open for business HERE if you'd like to keep track of us; we move every month before the neighbours can complain about the wild parties & raucous behaviour :rotfl:
Solvent in post 696 & Butti post 703 sez fings much moor betterer van wot I duzz--Thanx Guysbut in a nutshell--it is entirely your choice what you do or do not include as a Spend. Some folk won't include grocery while others--like me--will count a stamp
My advice is to have a good think about the things YOU want to include in YOUR Challenge, then try to stick to it. It's a kind of New Month Resolution in a way, cuz so many of us get hooked & try to do better next time.
I'm always on the cadge for ideas & have a list in the first post for sites that may be helpful, so please do post if you come across anything & I'll add it. Doesn't have to be on :money:but I don't really stray from here--it's like my Dictionary to Life this place
gettingthereslowly wrote: »Yesterday was NSD number 3Not brilliant but better than none
You've fair brought a tear to these tired old eyes & a lump in me froat Old Bean..*sobs emotionally into a bit of loo roll*
We shall have to write to our MPs & get those pesky cheesie puffs banned Thriftyfifty; they're causing no end of disruption to us lot on here & it is simply not good enough..who do they think they are, laying there so tempti-fying & cheesey & soo soo crunchie-but-soft-in-your-mouth :drool: I've been yearning for garibaldi biscuits & No2 got fed up of hearing me going on so bought some last night. I had a couple but, do you know, they didn't taste anything like my imagination said they would! So that's something else out of my system :j
I don't think it really matters that you don't have butter/spread in your sarnies Pammy; I usually go 'commando' with my bread anyway & just butter one side for the Offspring in case they lookAnother trick is to spread the pickle directly onto the nude bread, or use tommy k as a savoury addition to cheese, meat etc.
Have to agree with Kathy40 & Coffeholic, that this month has been a tough one, but I think mine has come from being too confident :embarasse Stupid really, as I've too many experiences of Life throwing a spanner in the works but hey--it wouldn't be called a 'Challenge' if it was too easy now would it :laugh:Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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