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Foraging in February for those elusive NSDs!
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I feel as if others are conspiring to help me not spend money. I knew I would have to pay out for a prescription and the window cleaner as I was at the GPs yestereday and the wc called yesterday but I had no money. He said he would call back tonight but has not done and my prescription was not ready. So another NSD for me! I guess that tomorrow will not be though as I do have to buy my bus ticket for the week then as well.Back for the No Buying Toiletries challenge. I pledge to only buy when I run out of a product that is not already in my stash no matter what wonderful emails land in in my Inbox or threads I read on MSE re: glitches!
SPC Member 046
£2. Challenge member 550 -
karenccs67 wrote: »Yesterday should have been a NSD and it was until my daughter rang me to day someone had stolen her money and bus pass from her purse at college and didnt realise until she went to get on the bus. :mad::mad::mad:. Someone else had their whole purse stolen.:mad: So last night I had to give her more money to buy a new pass.
Lets hope the rest of the month is better.
Oh Karen, that is rotten. It's not just the actual money (which as long as its not a huge amount isn't too bad in the great scheme of things) but it's the inconvenience and just the way it makes you feel. And the college are out of order. Has it been reported to Police? Not sure how helpful this would be and what exactly they could do but maybe with a little police attention the college might be inclined to do something?
Last night I got a call from my bank telling me that someone in Lebanon(??!!) had tried to take money out of my account on 31/12/09 using a cloned card and my pin (so had been skimmed at some point). Told me not to worry - it had been caught and rejected. Card and pin cancelled. This morning - I went and checked online and found that transactions had gone out overnight and also left me OD (incurring charges). Someone at a flipping ATM in Beiruit and then going out on the raz on me!! Called bank straight away and they said I would get the money back but it could take upto 3 weeks and then would need to claim charges back. Mixture of Phew but Grrrrreat.
But now I'm wracking my brains trying to think where I could have been skimmed, was it someone in person and they were sliently smug during the whole spineless procedure? Were they thinking 'Pah! You're easy' Did it happen somewhere where I will go again? I feel mildly paranoid and a bit queasy about it all. And although they've said I will get the money back am still a bit worried about that.
I work for a company that deals with people all over the place - I rarely talk to another Brit on the phone. But today this lovely sounding man rang up 'Hello this is Cherbil Askar* and I'm calling from Lebanon.........' I involuntarily HISSED down the phone and then had to tell him there was some sort of interference on the line. I was fighting the urge to demand 'IS IT YOOOOOUUUU?'.
And you know how bad things come in 3's. Well I've got my full flipping quota. Numero 2) I'm currently going to war over a £21 gym fee and Numero 3) over the weekend found a major EFF UP with my private pension and am currently waiting to hear where £16000 has disappeared to. I mean really - it's enough to drive me to watching all 6 episodes of Pride & Prejudice back to back.
Anyhow, got a bit of a cold so as far as I'm concerned its a good excuse to a) Have a curry - fear not it was from the freezer b) go to bed early and c) have a medicinal drink - don't have lemons or honey so will use hot choc. can't get at the whiskey at the back of the pantry so will use baileys which is surprisingly kept in a handy location. Am sure it will do me the world of good and make me feel so much better about the middle eastern situation.:rotfl:
*have no idea what his name is - despite his excellent english
PS. a NSD!!!!!!!!! oh and thanks for listening0 -
Hey everyone
curlygirl - that is sooooo unlucky, I'm really feeling for you here, hun. Let's hope things will only get better!
karen - sorry to hear about your daughter's theft, some people are real scumbags you know. Hope the college are going to take this seriously, it happened on their property so they have an obligation! :mad:
1st NSD of the month for me, woohoo!!Onwards and upwards...
Well done everyone for NSDs so far, you're all amazing! :T
Silver x1st LBM :idea: 21.12.09 Total Debt - £21049.95.Final LBM :idea: 16.8.13 Total Debt - £16583DFW Nerd #1282 - Proud to be Dealing with My Debts!:A SPC Member #1182 :A0 -
Another NSD for me today.Free Films in 2011: Tangled, Chalet Girl, Never Say Never, Pirates of the Caribbean: On Stranger Tides
No Buying Books in 2011 - Books read: 60 -
days one and two for me, working away from home so on the company cc, yahoo!!!More than Two Years in
Doing it the Niddy way:j:j:j0 -
I'm on a roll - 2/10 of Feb's NSDs! :j
Mind you thats cause I've not been well for a couple of days and haven't left the flat!:rotfl:
Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
Curlygirl, sorry to hear you've had a bad day, does get scary when things like that happen, makes you question everything.
Bigmumma - what have you and your friends done to me??
Daughter went dance tonight, which is for a hour and its a 25 minute drive away. so while she's at dance i go to my favourite shop - dunelm(am i allowedto put shop name in? sorry if not).
So, i decided i would treat myself and have a spend day.
Saw a teapot (that i need), one was cheap but looked cheap and one was expensive. Along with teatowels (red polka dot).
So dry flowers, candles and picture frame that look lovely in newly de-cluttered dining room.
Then there was a couple a storage boxes for under our bed to store presents and wrapping paper!
And what did i do ................................................................................ I bought nothing, all that lovely stuff and i kept hearing you all in my head - i even imagine different accents for you all - telling me how i didn't need them (including the teapot) and now thanks to you all i am now claiming my 2nd NSD.
Thank you one and all.Loving life to the full, just need purse full too
2015 GC £561.86 / £3710 Mar GC 0.00 / 280.00Feb NSD - 8 Mar NSD - 1
50p Challenge 2015 - £62.500 -
LOL Rubies!! That's some good going. And I know what you mean though - I was a bit like that in the January sales. My BF had been very generous with Next vouchers at Xmas but I just couldn't spot anything I thought was WORTH spending my vouchers on.....I was just too choosey. There were things I fancied, even needed but there was nothing that I really really really wanted enough to part with cash (even if it was in the form of vouchers)
It also helps if you have some sort of goal. Mine at the moment is to make small OP's on Mortgage whilst interest rate is low. I worked out the average price of each brick in my home (okay so it was a very rough calculation) and now everytime I want to buy something I think 'Hmmmm that's a brick' and walk away. I used to go grocery shopping most days - just bits but always buying a little more than I needed. I had something I fancied every night. Now I'm doing NSD's then my choice most nights is down to what I got out of my freezer that morning and its a case of like it or lump it!0 -
I was going to have a NSD today - sorted my breakfast and my lunch accordingly. Then couldn't find my plectrum for my guitar lesson so had to buy another one for 60p!!!
Can't try again now till Saturday so will have to have a think about how I will manage that. Do have enough food in now to probably survive in the event of a nuclear holocaust!
BDebt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Hi curlygirl, yes, my goal is i want a new sofa bed, but a chesterfield one, which the cheapest i can get is a whopping £700!!!
So saving every penny i can and selling stuff on ebay,so recycling rather than spending, made £34 today!!
Only another £666 to go ......................... oooooooh! thats not a good figure!! lolLoving life to the full, just need purse full too
2015 GC £561.86 / £3710 Mar GC 0.00 / 280.00Feb NSD - 8 Mar NSD - 1
50p Challenge 2015 - £62.500
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