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Capital One then Lowell Finance now Red Debt Collection Agency

Comments

fermi Posts: 40,542 Forumite

28 January 2010 at 9:34AM

dazza.mk wrote: »

Its statute barred 6 years after the last contact ie. from the last letter that you've received for Lowells/Red so 5 years xx months.

Nonsense.

The 6 years runs from the start of the "cause of action" or from the last payment or acknowledgement in writing by YOU or a payment.

Letters from the creditor are irrelevant, and do not re-set the 6 years running.

Only acknowledgement by YOU in writing or a payment can do that.

Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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