Capital One then Lowell Finance now Red Debt Collection Agency

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dazza.mk wrote: »

Its statute barred 6 years after the last contact ie. from the last letter that you've received for Lowells/Red so 5 years xx months.

Nonsense.

The 6 years runs from the start of the "cause of action" or from the last payment or acknowledgement in writing by YOU or a payment.

Letters from the creditor are irrelevant, and do not re-set the 6 years running.

Only acknowledgement by YOU in writing or a payment can do that.