📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Websites that draw the £1.25 charge

Options
13»

Comments

  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    It's a charge for using a overseas registered retailer.
    It's specific to to debit card issuers such as NatWest / RBS.

    Paypal (at least) can be sent up for payment via direct debit, bypassing the charge.
    Mrs_Ryan wrote: »
    I have noticed that when I use my A&L Visa Debit on Amazon they authorise a bit extra (about a £1) and it drops off 10 days later. I also had this on my Capital One Visa so I dont think its to do with what kind of card you use - is it a NatWest thing?!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • DGJsaver
    DGJsaver Posts: 2,777 Forumite
    hmmm , i have a Natwest Maestro and dont have this charge , does that mean when they updat me with the visa debit i have read about , i will suddenly start paying £1.25 ?!
  • As it is now September, this fee is being charged by RBS even when Paypal is directly linked to your bank account & not just a debit card. I had posted on another thread about this a number of months ago, that it is only Visa Debit cards that this happened with at the time, but as of Friday I was charged £1.25 + £0.03 for a transaction through paypal of £1.13 thus more than doubling the cost of the item :( (it was for some beads)

    I gave up asking either party who was charging the fee as both continue to deny it even though, as someone has pointed out on here, its in the new terms & conditions of the bank.

    Wonder if it gets charged with a Mastercard debit card as issued by Clydesdale Bank & Yorkshire Bank?
    Don't criticise till you've walked a mile in their shoes..
  • zppp
    zppp Posts: 2,476 Forumite
    The £1.25 goes to Visa, but is collected by the bank for foreign trasaction charges.

    I don't believe Mastercard attracts a charge, neither does Maestro. The only time is when you either are physically abroad and possibly with MC credit cards for drawing foreign currency.
    Best Regards

    zppp :)

  • chuckley
    chuckley Posts: 4,405 Forumite
    Part of the Furniture
    interesting. abbey dont do this... any1 know if co-op do?! wonder if its an electron to visa debit issue?!
  • Fiddlestick
    Fiddlestick Posts: 2,339 Forumite
    It is not a term or condition of Amazon or Play or whoever but a term and condition of the bank issuing you with their debit card.
    Ltsb charge it - many others will too - if you are with a bank that does not charge good for you.

    No they don't.

    I've used a Lloyds TSB debit card on Amazon for years and have never had this charge.
  • headcoat
    headcoat Posts: 224 Forumite
    Part of the Furniture Combo Breaker
    I have just been charged this, with A & L (Santander), not been charged it before though, using a Visa Debit card, very frustrating as the payment was only £5.00 plus £1.25 charge.
  • vada
    vada Posts: 62 Forumite
    Does anyone know if this is still going on? I've noticed on two separate occasions that when getting a refund from Amazon, they refund an extra 1.25, even though when they took the initial payment from me it was for the normal amount (i.e., they charged £7, refunded £8.25). I googled it and managed to find this thread. Very baffled by this.

    edit: Just thought I'd mentiont that I used a NatWest VISA debit card to pay
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.