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Need help - Being overcharged by Vodafone

Hi Guys

Myself and my fiance both have Vodafone contracts, hers is £20 per month and mine is £10 per month thanks to a retention deal. However last month we had a bill for over £50 and this month it is £46. Ive called vodafone who advised me I had been incorrectly charged for text messages and they said they would give me a small refund. When I called them today they said I wouldnt get the refund as I had been texting 08 numbers?? they also said I had charged for £12 for downloading a sat nav app and music which i have never done and never would do.

Im confused as if someone was doing this maliciously they wouldnt be getting any benefit as Vodafone are getting the money so is there any other reason that this has happened?

I never leave my phone unattended and my fiance never downloads anything and wouldnt have a use for sat nav as she doesnt drive!!

Is this a known problem that happens if your SIM is "jacked" somehow?

Vodafone will not refund me as its the system and they say I have downloaded this stuff.Please can anybody help me with this as im really panicking now

Thanks in advance.
Mortgage at August 2017 - £169,800

Current MF date - June 2029 :eek:

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