Need loan, no job but have an income

PasturesNew

£2k is a lot for a computer. Mine cost me £200 because I re-used my monitor, keyboard and mouse, so just bought the base unit.

If you go to the Tech board and say what you need it for, they can define/find something in spec much cheaper - and maybe you could afford it sooner than you think, without a loan.

polaroidbear

it's £2000 because it's top of the range, and because it's a mac. I'm looking at this as an investment because it's not going to break on me like my pc does. also, as a graphic designer, I need a good spec computer

Nellie_Anderson

Still £2000 is a huge amount spending on for computer

Mips

2k is alot of money but he is a Graphic designer and feels it is justified and will help him on his course.

If your credit score is so low, it is doubtful you will get it on finance through a store or online.

Could you ask your parents to take finance out for you? Or ask for a guarantor? r just lend you the 2k and you can pay back.

igaveupnowimback

You can buy a cheaper mac or use windows pc for now even if you do use macs at your FE establishment.

Photoshop, Indesign, Quark etc are all available for Windows operating systems as well as macs. Files can also be saved to work on both windows and mac operating systems.

Some universities offer laptop deals for students, even if you used cheaper pc or mac just now you could upgrade later. You really don't need high spec at the moment when you are just starting out. Decent processor speed and RAM would help.

Good luck

RobertoMoir

polaroidbear wrote: »

I'm looking at this as an investment because it's not going to break on me like my pc does.

I'm sorry but I laughed when I read that. Apple computers are not magic computers that never break. I mean don't get me wrong, they're great computers and typically more reliable than cheap trash low end PCs, sure, but they do indeed break. Budget for Applecare too, especially as feedback on the reliability of the current imac range is actually "not so good".

polaroidbear wrote: »

also, as a graphic designer, I need a good spec computer

Would a 13" Macbook pro plus a monitor do the job? You'd spend less money that way, for a start and the machine should be more than adequate power-wise.

27col

Reliability seems to be a bit of a thin excuse for buying a very expensive computer. We have had only two cheap specification computers since 1998 and they have never needed anything done to them.

ninky_2

polaroidbear wrote: »

it's £2000 because it's top of the range, and because it's a mac. I'm looking at this as an investment because it's not going to break on me like my pc does. also, as a graphic designer, I need a good spec computer

i've had my mac laptop since 2001. had to upgrade the system a couple of times and it probably is time for a new one but it will definitely be a mac replacement. i think you can get a discount of 20 percent if you are a student (or work in education).