PPI Reclaim advise

mne2

Hi i'm trying to get my head around reclaiming PPI i have on a cahoot loan taken out in 2005. Basically what i am trying to work out it was constitutes mis-selling of PPI (and yes i have read the threads around). I work for the NHS so get a very good deal in terms on Sickness, redundancy etc. Am i able to claim for mis-selling on the basis that no proper consideration was given to my personal situation and that PPI was inappropriate for me?

I would appreciate any advice!

di3004

mne2 wrote: »

Hi i'm trying to get my head around reclaiming PPI i have on a cahoot loan taken out in 2005. Basically what i am trying to work out it was constitutes mis-selling of PPI (and yes i have read the threads around). I work for the NHS so get a very good deal in terms on Sickness, redundancy etc. Am i able to claim for mis-selling on the basis that no proper consideration was given to my personal situation and that PPI was inappropriate for me?

I would appreciate any advice!

Hi there

Did try to respond to you earlier but my puter started playing up, so I am sorry for the delay in posting to you.

Even though its been some years, I worked for the NHS and like yourself get some good deals in case of the unfortunate did happen.

I would give it a go, and also check for any other reasons as well that may apply to you in this link here:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
You will come across useful info with a checklist of reasons, template letters and so on.
They have 8 weeks in full to respond and post by recorded delivery for your proof of posting.

Give it a go, please keep us posted and ask for help anytime good luck.;)

Di

pau1rs

just get a letter in the post, i mean the worst they could say is no i guess,, i`ve sent a few of were i`m not 100% sure if i was mis sold the policy, but i`m putting a claim in anway....:D:D:D

di3004

pau1rs wrote: »

just get a letter in the post, i mean the worst they could say is no i guess,, i`ve sent a few of were i`m not 100% sure if i was mis sold the policy, but i`m putting a claim in anway....:D:D:D

Good luck with your reclaim.;)
Did you also check on the checklist of reasons that may apply to you?
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
Fingers crossed for you.:D;)

pau1rs

di3004 wrote: »

Good luck with your reclaim.;)
Did you also check on the checklist of reasons that may apply to you?
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
Fingers crossed for you.:D;)

yeah,, hfc and egg who were fined,, and have both paid out...:D

so decided to claim on 3 others for mis selling the policys...;)

di3004

pau1rs wrote: »

yeah,, hfc and egg who were fined,, and have both paid out...:D

so decided to claim on 3 others for mis selling the policys...;)

Oh yes of course.:D;)
Wishing you luck.

mne2

Just to update this. Received a letter today offering me full rebate plus 8% interest so am very happy - didn't even have to send more than the initial letter!

gshoz

Hi there just out of interest did you send the letter to the Cahoot compaints department or to Santander?

I have a claim that I logged with Cahoot a few weeks ago just wondered whether they are dealing with them directly or passing them on.

Thanks

G

mne2

I sent it to cahoot but the reply came from santander

gshoz

Thanks I'll wait to hear what they have to say

di3004

mne2 wrote: »

Just to update this. Received a letter today offering me full rebate plus 8% interest so am very happy - didn't even have to send more than the initial letter!

Fantastic :T:T Congratulations and well done :beer:, with just the intial letter as well that is fab.:beer: