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Starting my DMP on 1st Feb... Anyone want to join me?
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:santa2::santa2:Yoo hoo Im bacj
from lovely tapas lunch with OH
I think I may be a tiny bit tiddlyly, you know what I mean. and it was all budgeted for and we used the MSE half price voucher for La Tasca.:T
Unfortuanately the half price did not apply to wine and cuaranta y tres so we had to pay for them but I did get a free pudding!!!
Sorry did i see a newbie, we're usually really well behaved on here, and i think Vic has done all the welcome stuff, but welcome again.
It is really cold here but we were picked up by DD and brought home so shall probably sleep quietly through this evening. and I've decided not to feed the children they are adults and will have to feed themselves:rotfl::rotfl::rotfl:and I am so fed up of DD's veggy stage, can't thnk of any vegy dinners so she'll have cook her own as I am on my staycation. hic hicMore than Two Years in
Doing it the Niddy way:j:j:j0 -
Hi AndyD,
Welcome! Well done on taking the first step!!
Once you've completed your financial statement (I did the Debt Remedy online) CCCS send a Welcome Pack with everything you need to know and what to send to them and a template form for your creditors. They didn't want confirmation of the outgoings - all I gave were the amounts on the form I completed online.
It is very scary at first I know - but this thread has helped me lots, and others as well.. As VicB says there will be the phone calls - but just send the token payments until you first CCCS payment is made. My first payment went to CCCS on 1st March and they pay the creditors on 25th. The 6 - 8 weeks start up is good as it gives you a chance to have at least one pay in the new bank account which will give you a bit of an emergency fund!
Mamajojo - Hope bedtime has been successful, I only have to worry about that when I have the grandchildren!
Re: Middle point - Hats with Spinning Martins sounds great! Paddles ,footballs and false beards.......also great! We could use the paddles to hit the footballs in a game of giant rounders:rotfl::rotfl::rotfl:
A xxLBM Jan 2010
DFD April 2015:T
Old Geezers and Gals late DMPers no 10
Paddle Number 14
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PDD - It looks like Christmas is here again, something to do with the snow methinks...........!LBM Jan 2010
DFD April 2015:T
Old Geezers and Gals late DMPers no 10
Paddle Number 14
:cool:0 -
more to do with my lunch with DH and the tapas and the wine and the cuaranta y tres, I thought I was just waving.................More than Two Years in
Doing it the Niddy way:j:j:j0 -
HI there
Hope you dont mind me asking a quick question for my brother and his wife who have just completed their debt remedy online and are now waiting for their welcome pack etc. How long did it take for the welcome pack to arrive?
Thanks so I can let them know!
Li0 -
When I did it online my welcome pack came within about a week0
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mine took about two weeks but it was over New Year.........................More than Two Years in
Doing it the Niddy way:j:j:j0 -
pure_dead_dopey wrote: »more to do with my lunch with DH and the tapas and the wine and the cuaranta y tres, I thought I was just waving.................
Uh Oh gonna be one of them nights, me can tell :rotfl::rotfl::rotfl:
Nanny I thought that too, santas, snow and there was me thinking it was spring :huh:
:footie: <
look Ive found Martin :rotfl:
all we need now are the paddles **goes off searching**Debt at LBM - £11,505Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013DMP Paddle no. 1 Sealed Pot No. 1375Grocery Challenge Aug £418.31/£450 Sept £ /£4500 -
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True - DD would like to come for tea at yours, her idea of culinary heaven, especially if you put tomato sauce on the pasta. Don't know why I bother sometimes! I was thinking about you wondering where the middle point would be for us all...now if we were to meet up would we all wear hats with spinning martins on:money:or would we carry paddles, footballs and false beards to identify ourselves???
She's more than welcome! And I certainly did add tommy sauce - went down a treat with my boys!!
My vote is for paddles and a decorated football competition - winner gets the first round inPaddle #8 DFW Nerd #12840
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