Skaps's "Will i ever be debt free?" diary

skaps

1. [STRIKE]Save £5350 for the wedding[/STRIKE] - paid off :j
   
2. Save £1000 for honeymoon spending money by end of July - £815 so far 82%
   
3. Save £800 for car insurance - nothing saved due to washing machine needing replacing this month
   
4. Buy wedding rings - bought one and another is reserved
   
5. [STRIKE]Pay £800 off ccs with the 1 debt vs 100 challenge - [/STRIKE] paid off £815.01 :j
   
6. [STRIKE]Apply for a promotion - [/STRIKE] got one :j
   
7. Save £350 for home insurance for October
8. From September increase mortgage overpayment from £60.11 to £100.11
9. From October save at least £50 a month for emergency/kitchen savings.
10. By the end of 2010 reduce debt free date by another 4 months so it is december 2013 - currently it is january 2014 need to reduce it by 1 more month.
11. New target - reduce debt to under £10,000 by end of year - currently its £11,400ish so I can do it if I pay £200 a month.
12. New target - Pay £450 off ccs with the 1 debt vs 100 challenge

Total NSDs for May 16/18

skaps

Have cancelled the Barclaycard cc and the Capital one today.

Also have done 220 situps so far today. Want to get up to 16500 by end of Friday.

skaps

Having problems with my boiler - am so annoyed. Have had to buy a new washing machine and now boiler problems. Boiler man is on his way and i'm keeping my fingers crossed that it won't be an expensive problem to fix. The OH has his stag weekend to pay for as well this month and I've just bought my wedding ring so its been expensive so far.

skaps

So the boiler man came and went. Good news - today is a NSD but BAD NEWS - I NEED A NEW BOILER!!!! :mad: This month have had to replace the washing machine, bought wedding rings and stag and hen dos to pay for. Have been making some progress with the debts but now its back to square one. ITS SO ANNOYING!!!!!

Herewego

My mum had a new boiler recently and managed to claim a portion back not sure how much but its worth looking into. I think I found it somewhere on this site as I looked into it for them.
Also friend has had a new condenser boiler put in and its saved them loads
Chin up you will sort it

skaps

Thanks Herewego. Spent today trying to phone different plumbers to get them to come round and give me quotes for the boiler. Not sure how we will pay - may have to go onto a cc, can't see any other way around it. Its my hen do this weekend and im really not in the mood but will try and have fun though.

EDIT - going to use the wedding savings for the boiler. Will now have to resave for the wedding holiday spending money.

skaps

Update on targets Save £1000 for honeymoon spending money by end of July - £815 so far 82% THIS WILL BE USED FOR THE BOILER SO THIS IS NOW £0

Boiler savings - £845/£1500 (56%)
Wedding savings - £0/£1000 (0%)
Wedding ring number 2 - £201/£250 (80%)

Herewego

You are so very organised you will do it no problem, Whats the plan for your hen do ?

skaps

My best friend and I are having a joint one. We are having a get together at my parents house for silly games and food. Then we are going to a bar in london. Then on sunday a few of us are going to a spa.

Herewego

Oooooooooooo a spa I could just do with that I may just gatecrash