Weekend Sat/Sun 16/17 January - What small DFW things have you done today?

mogchops

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important



Morning all! Hope no-one minds me starting the thread....am tucked up in bed all cosy with cuppa and laptop, so thought I would be dynamic lol! :rotfl:

Its wet and horrible out there, so bit of an indoor day I think.

- check online banking
- hokey cokey
- tea - leftover lasagne
- clean and dust lounge
- start next weeks meal plan
- enter all comps ending 18/1
- make fairy cakes
- babysit for a friend tonight (in return for her babysitting for me, good arrangement )
- sparkle!!!!!!

Have a great day everyone xx

Lottebear

Good Morning today I have or will

Waiting for Mr T to deliver
Collect OH i phone from the shop
Sell old mobile
Tidy House
Go to the Gym
Return Libary book

InkyCats20

Morning everyone :hello:

Not alot so far: -

Stripped bedding & put onto wash
Put all the stuff away from the airing cupboard
Sorted a pile of paperwork, filed or recycled (whatever was relevant)
Watered the plants
(used to be hopeless with any houseplants but they seem to be thriving at the moment, so must be dong something right)

Will have some "me" time later & curl up with a good book

Jewelleryfan

Morning Everyone! :j

I had a lovely birthday yesterday but today have woken up with yet another cold :mad: Me and my family were due to go to Jamie Oliver's restaurant tonight so ive called to re-arrange it.

I think im staying in bed today watching tv but this weekend i will -

• Probably have a NSD today 10/10!
• Complete surveys
• Check online bank accounts
• Make a jewellery set for a friend and pack up to post
• Put the birthday presents i wont use in my present box to be "recycled"
• Maybe do some uni work if i can face it
• Phone Play.com about a DVD refund
• Check that M&S havent charged me for my cancelled order
• Sunday will pack lunch for work on monday

There is probably more but i cant think of anything at the moment, my heads banging! :sad:
Have a good weekend everybody!

Bagpuss741

Today I have/will:

1. Checked online banking
2. Low Spend Day
3. £5 BB
4. Free scratchcards
5. Store cupboard meals
6. OU Coursework
7. Received air freshener to test for Tesco
8. Received lip gloss and eyeshadow for Boots:j
9. Received letter from A&L to go for review so considering asking them for 0% credit card so I can BT M&S on to it;)

Have a good day small dfw's

crawley_girl

Afternoon people

Today I:

• need to buy petrol and will use loyalty card to get the points
• will use my cinema card when I go out with my friend later
• will not spend silly amounts of money on silly sweeties there
• have checked online banking and all is well
• am hoping to visit the market to pick up some fruit... not 100% sure there will be time though - desperately want some cherries!
• will be eating dinner at my friend's - homemade butternut squash soup - yummy!

:heartpuls CG :heartpuls

Memory_Girl

Hi Guys

Stayed in and avoided going to the Farmer's Market and spending loads on veggies. I know it tastes better, but I will stick to LIDL for now and work on getting my SFG (Square Foot Garden) organised to produce our own veggies instead.

Made "Bottom of the Fridge Soup" - some for lunch and 5 portions in the fridge.

BM on for another white loaf so kitchen will smell fab in about an hour

Found instructions on how to make newspaper pots for growing seeds, have requested Muller yog pots from the girls at my SW group and cut the tops off some plastic bottles to use as "mini-greenhouses" when it warms yo enough to actually get into the garden.

Cooked up a load of dried red kidney beans to make into a curry to tea tonight - so easy in the pressure cooker.

Heard some scrabbling in my storecupboard in the night (cupboard off my bedroom) - eek!!!! Mice!!!! Emptied all the food out (most is in lidded plastic containers) to find that the only thing they have nibbled on is Honey Roasted Cashew and Peanuts. They actually cut themselves a little door in the foil bag and have eaten almost a whole bag!!!!!!!!!!! Still saved me the Syns - lOL

Borrowed Mouse-traps to set tonight with a dab of peanut butter and honey roasted nuts (gourmet mice - LOL). IN the meantime I have done the Moneysaving thing and popped the cat in for a sniff around.

DS playing at his pals - so a NSD with the kiddies as the baby is watching a "Singing Kettle" Video.

Off to scrub the kitchen floor

Memorygirl

Pippilongstocking

Mogchops well done on the thread!!

Hello chaps - sorry to hear about Gourmet mice (LOL)

Today here:
Hokey cokey bedding currently on the landing bannister to dry and OH put on another was at 'Hokey Cokey' temperature (ie no heat) and feels very proud of himself now
Made pancakes and crepes using eggs from chickens as there was a mutiny at the 'brunch' table
Also cooked up some almost dodgy but not quite sausages which I will freeze later
Mash potato left overs in a tub to be frozen as quick mash for another time
OH reading his free subby to Mountain Biking Monthly from my club card deals
DD at a swimming party/sleepover so she won't need fed later!
OH got a chinese last night so all the boxes with food in have been put into a bigger 'chinese surprise box and frozen for a sneaky chinese another time
Wearing odd socks - very MSE - both dotty
Lidls got veggies half price at the mo so must get some onions
Have a walk - although the weather is terrible
POst back my PPI letter to get some cash
Check banks
Move some money about
Check quidco
Feed hens
Email student to see when she's back
Ebay free listing tomorrow so might look out some bits to list

poorbabe

Hi everyone, my first time in here.

Not much doing today/tomorrow I guess. I've done:

• Basic food shop for the week and used £2 Tesco voucher

• Actually cooking tonight rather than getting a takeaway :eek: (being broke has it's advantages, apparently :rolleyes:)
• Reduced timer on heating so using two hours less heat on the weekends and putting on a thick cardy instead

I need to:

• Fill flask with hot water rather than boil the kettle numerous times in the day!

• Shred a few sheets of personal info from the piles of papers I've been 'collecting' for months. Little and often is my goal (still!)
• Get books from the library and reinstate my 'leisure reading' weekends. Got out of the habit just before Christmas.
• Plan daily lunches for the week

Now if I can just tear myself away from the computer..........................:rotfl:

1ubthrifty

I have had a shower instead of a bath ( which I prefer), but quite enjoyed it.:)
Checked this site for bargains.
Filled the flask up this morn instead of putting kettle on all the time.
Made lunch with stuff that's been in cupboard for ages.
Used old shampoo to clean the bath.
Folded clothes out of the tumble dryer quickly so that I don't need to iron them!
Going to the garden centre to gets seeds for veg.

Thats all for now.

Sefton_2

Today I...

...had homemade tomato sauce to go with our pasta for lunch (instead of our usual readymade sauce)
....listed 4 items on Ebay - (part of my aim to list an item a day/make £1 a day. Modest I know!)
....have eaten lunch BEFORE going out on errands so I don't buy chocolate/cup of tea whilst out!
....checked bank online
...read book from library


-Seffy

Jan target - 10NSDs - only on 4 so far
2010 goals - list an item a day - for CC debt
- make £1 a day towards CC debt
- break my maternity leave 'cup of coffee while out with the baby' habit

debts - £9k on 0% card which lasts until August 2010. Gotta get cracking!