Home Branch

noh

huw01 wrote: »

Ah yes, that's the reason you still have that date code grid in the back of the cheque book. They used to punch a hole in the date if you were cashing a cheque at a branch which wasn't your home branch. I think it was to prevent you cashing another cheque in another branch on the same day.

Wouldn't be much use now as cheque books tend to last years !

Actually that is to mark the fact that a guaranteed cheque has been cashed. Only one allowed per day and it is marked in the home branch as well.

http://www.chequeandcredit.co.uk/information/-/page/cheque_guarantee_scheme/

"When using cheques to obtain cash, customers are limited to one guaranteed cheque per day for this purpose. Cashiers use frequency-marking pages (found at the back of chequebooks) to keep a record of encashments and to ensure that the one per-day rule is adhered to."

cottager

I never knew what that grid was for!

Is there any advantage at all in moving your branch to the one you actually visit? I can't think of one, but just wondered if anyone could envisage any circumstances when it would be useful/better.

Our nearest branch is about 3 miles away and is the one I use all the time as OH's business account is held there. But our personal accounts 'live' at a branch in another town about 10 miles away, as that's where I used to work and it was more convenient. I haven't worked there for some 15 yrs and almost never even visit that town these days, so the nearest branch is always the one used for any personal stuff as well as business.

I just wondered if there was any benefit to having the personal ones moved across to the nearest branch? I can only think of a dis-benefit, as the account numbers would change and a lot of arrangements would have to be amended.

FB13

My home branch is probably 75 yards at most. I can see it from my windows.

7sefton

hippey wrote: »

In the old days a lot of transactions had to be done at the home sorting code but the advent of Internet banking has really made it a thing of the past. And most branches used to have many more staff working in them than today. Centrallisation was the buzz word a few years ago.

What kind of roles would all these extra staff have had? Customer-facing jobs or behind the scenes?