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tree (very) close to house we want to buy - subsidance concern or insurance difficult

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  • The house we are buying has a small (15-20ft) willow in the front garden which rang alarm bells when we first viewed and I said that it would have to go if we bought the place. Our surveyor duly brought it to our attention in the survey. The street is near a conservation area but not in it thank good ness and I checked if there was a TPO on the tree with the local council. Theres no TPO and the councill tree office actively encouraged me to get it chopped down as and I quote "Willow trees really should not be planted in peoples gardens no matter how long the garden is, theyre too evasive and can cause serious problems". She wanted to know why I wanted to know if there was a TPO on it, i told it was cos I wanted to chop it down when we moved in!

    No problems with mortgage or with insurance on the place though and they were both told about the willow (and its impending doom)
  • Horizon81
    Horizon81 Posts: 1,594 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 13 January 2010 at 4:18PM
    Not sure if I can post links to extenal websites, I'm guessing not. So... go google and search for 'direct line subsidence' The first link should take you to PDF that direct line provide. On one of the pages it tells you about trees - how tall they grow, troublesome types and more importantly what constitutes a safe distance from your house.
    Personally I wouldn't buy a house with such a tree so close as it's just a danger for subsidence or heave. Removing the tree could do more harm than good.
  • googler
    googler Posts: 16,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Isn't removing the tree more likely to cause subsidence than leaving it there? If it's left in place, the roots grow larger, and typically, RAISE the ground level where they expand.

    Take the tree away, take the roots away, or leave the roots to decay, and the ground above is more likely to settle, surely?
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    edited 13 January 2010 at 4:46PM
    i have 6 ash trees within 6-20 feet of one of my properties which i have owned for 30 years, and have never had any trouble at all...

    Its when you start disturbing roots and uprooting mature trees that you get trouble with heave
  • elfen
    elfen Posts: 10,213 Forumite
    My mum has a yew in her back garden. It is pretty big, and does block the light, but it's not been that much of a problem (probably 3-5m from the house)
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    googler wrote: »
    Isn't removing the tree more likely to cause subsidence than leaving it there? If it's left in place, the roots grow larger, and typically, RAISE the ground level where they expand.

    Take the tree away, take the roots away, or leave the roots to decay, and the ground above is more likely to settle, surely?

    Tree roots typically damage water pipes, the water leaking un detected into the ground is often what does the damage.

    The advice on trees is not always to remove them, the risks of subsidence can often be reduced by lopping and crowning every few years
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