Outstanding!!!!!!! Latest Scottish house prices...

Emy1501

Deleted_User wrote: »

I think if you analysed why ANYONE posted more than once or twice to a discussion forum you'd have cause for concern :rotfl:Probably best that we all avoid thinking too much about that one! What I would say is that it's a little LESS sad to spend hours of your time trying to convince others to see things your way than it is to spend hours of your time reading things that you don't like reading and then complaining about them.

Its a discussion and debate forum though. Surely most people post because they are considering making huge financial decisions and therefore use the fourm to learn etc? If one is so convinced they are right whether its Hamish, Brit, Nearly New etc whats the point of posting and debating? Their view will never change what ever happens. If prices rise for the next 2 years Brit will tell us the 70% crash is still round the corner and prices fall Hamish will still tell us they will be 300K in 2025.

I just can't see if one is so convinced they are right about something why they would continue to post constantly in a forum? I learned things from posting and reading on the forum but people like Hamish are not going to learn anything as they know everything already? If knew everything already I would not bother posting and reading an internet forum to be honest.

SPAMISH_MCTAVISH

Deleted_User wrote: »

I always seek out Hamish's posts in threads that interest me. Yes, I am biased in that I get the impression that what I want to see happen is similar to what Hamish wants to see happen. But I think Hamish has a good grasp on things, thinks things out well and writes very interesting, informative posts. I don't take everything as gospel - if something sounds interesting I check it out and my research tends to proove Hamish right.

Someone intelligent that puts his point well will ALWAYS come under childish personal attack from those that :

a) don't like what he says, and
b) doesn't have what it takes to respond intelligently

Fortunately for those of us interested in hearing intelligent views, people like Hamish are thick skinned enough to ignore the silly personal attacks. The best way to get rid of trolls is to ignore them. The silent majority see them for what they are.

Keep it up Hamish (and others that persist in intelligent debate despite extreme provocation - regardless of what 'side' you're on!!!).

LOL ! If you are not Hamish himself, how much you get paid to spit out this ?

[Deleted User]

Its a discussion and debate forum though. Surely most people post because they are considering making huge financial decisions and therefore use the fourm to learn etc? If one is so convinced they are right whether its Hamish, Brit, Nearly New etc whats the point of posting and debating? Their view will never change what ever happens. If prices rise for the next 2 years Brit will tell us the 70% crash is still round the corner and prices fall Hamish will still tell us they will be 300K in 2025.

I just can't see if one is so convinced they are right about something why they would continue to post constantly in a forum? I learned things from posting and reading on the forum but people like Hamish are not going to learn anything as they know everything already? If knew everything already I would not bother posting and reading an internet forum to be honest.

I suspect that these people do in fact learn an awful lot from forum debate. It forces you to really do your homework and think hard about you assumptions. I'm sure they do change their minds very frequently about details. But to be honest, if an intelligent person of mature years hasn't got a pretty clear idea of whether they stand on broad issues then there's cause for concern.

My dad held a high position in the Civil Service. I remember him telling me that at board meetings people would complain that there was no point in the meeting as my dad had made up his mind before he went in. His response was that responsibility for the ultimate decisions fell on his shoulders - he'd need to be a complete airhead to go into the meeting without a firm, well thoughout opinion. He would only change his mind if someone gave him good reason to.

It really shouldn't matter to you or I that 'poster A' and 'poster B' have opposing views or that they're unlikely to change their mind. It's our responsibility to form our own opinions and if 'poster A' or 'poster B' add something that we consider to be of value then we take it on board. (As I've said, I seek out Hamish's posts because I value them). If not we let them get on with it. You can't control your environment - just what you choose to take on board. Where it would be nice is if forum rules could be observed (I'm assuming there are rules against personal attack - I'm ashamed to say I haven't checked out the rules..I just assume that they are the same as on all civilised discussion forums.).

Emy1501

Deleted_User wrote: »

I suspect that these people do in fact learn an awful lot from forum debate. It forces you to really do your homework and think hard about you assumptions. I'm sure they do change their minds very frequently about details. But to be honest, if an intelligent person of mature years hasn't got a pretty clear idea of whether they stand on broad issues then there's cause for concern.

My dad held a high position in the Civil Service. I remember him telling me that at board meetings people would complain that there was no point in the meeting as my dad had made up his mind before he went in. His response was that responsibility for the ultimate decisions fell on his shoulders - he'd need to be a complete airhead to go into the meeting without a firm, well thoughout opinion. He would only change his mind if someone gave him good reason to.

It really shouldn't matter to you or I that 'poster A' and 'poster B' have opposing views or that they're unlikely to change their mind. It's our responsibility to form our own opinions and if 'poster A' or 'poster B' add something that we consider to be of value then we take it on board. (As I've said, I seek out Hamish's posts because I value them). If not we let them get on with it. You can't control your environment - just what you choose to take on board. Where it would be nice is if forum rules could be observed (I'm assuming there are rules against personal attack - I'm ashamed to say I haven't checked out the rules..I just assume that they are the same as on all civilised discussion forums.).

It never has been in my opinion and I like to read all types of views etc. As for forum rules being observed I don't thik Hamish can really complain about personal attacks after what him and Riona did to someone on HPC

[Deleted User]

I don't think Hamish has complained about personal attacks - that was me

And that was yet another one from you. A bit like me saying to you "I don't know how you have the face to post around here after the incident with the sheep and the 12 year old girls. Not proven of course, but people know what happened ".

But enough of this. I'm being drawn into the very type of discussion that I despise. I've had my say. Back to the topic in hand....

rictus123

Hamish has a clone then. Surely that clown can be taken off of here? Hamish has alot of respect from me as from nearly everything iv seen on this board he has got a point and gets it accross. Id like to know more about him personally.

[Deleted User]

The aspect of this thread that is of interest to me is the way in which different areas dropped in value to different degrees, and the way in which they are recovering at different rates. I'm sure this is the same throughout the UK, but I'm interested in the Scottish market as things are done a little differently here.

We recently bought a new house on a complete impulse. It was so wonderful and fitted our needs so perfectly that we were prepared to take a big hit in making the move. It was after all going to be our 'forever home' and we were willing to pay whatever it cost.

But I am beginning to think that in fact we might have made a good move from a financial point of view. I'd be interested in the views of people tha are following the Scottish market.

According to the links posted by the OP :

- The area I moved from is down just 0.5% since last year.
- The area I moved to is still down 11% since last year.

Now the house I moved from and the one I moved to were both valued at the same price. Houses are shifting fairly well where I used to live (Glasgow) whereas in the area I moved to (North Ayrshire) things are increadibly slow. As a consequence we got the new house for £10k less than the independent valuation price as the sellers wanted a quick move. That independent valuation would have taken account of the 11% fall in prices.

So if Hamish is correct when he says that prices should recover throughout the country - it'll just take longer for some places, then all else being equal the house I moved to should soon be worth substantially more than the one I moved from? (11% plus £10k)

Over and above this, the area I moved from had already been improved. The area I moved to has just started to undergo a massive regeneration program - which *seems* to be on track despite the recession. I think a lot of the funding has come from the EU. The new area is just 30 - 40 minutes from the City Centre so it's a viable commuter area.

Am I missing something or does it look as if I *might* have inadvertently made a good move from a financial point of view? I don't care if it costs me thousands - I do love the house. But it's the icing on the cake if it might turn out to give me greater benefits from HPI. We had assumed the opposite when we made the purchase.

sss555s

Well said on all the above scarter.

I also look for Hamish's posts amongst others and now including yours.

Respect!!!

MatteH

captainhaggis wrote: »

I don't get why Hamish is being accused of being a troll. He's passing on information that, to many, will be welcome. The only people who will be disappointed by this information will be those who have perhaps missed out on countless superb opportunities to invest in one of the UK's most vibrant housing markets and enjoy the benefits connected with doing so.

I say "thank you" to Hamish for the information, and "tough tits" to those of you without the foresight to invest as Hamish obviously has done and find trying to belittle Hamish's input to be the best way of making yourself feel better about that lack of foresight.

I'm sorry, I just have trouble with people who think that house prices rising faster than wages makes it easier for people to move up the ladder & hence is of real benefit to the average home owner

It isn't, HPI only really benefits speculators with multiple properties. Seeing as some of them bought near market top then who can blame them for a little desperation?

bernard_shaw

rictus123 wrote: »

Hamish has a clone then. Surely that clown can be taken off of here? Hamish has alot of respect from me as from nearly everything iv seen on this board he has got a point and gets it accross. Id like to know more about him personally.

Actual footage:

http://www.youtube.com/watch?v=298Q-1D_juo