panias pretty perfect pages of positiveness and proactivity

pania

ok, so. lets get this finance stuff sorted then, all the time my hair is brewing i may as well!!

current outstanding debts...

1) Nationwide Building Society, 13130.72 current payment £80 per month, this is the last debt that will have money thrown at it once everything else is gone
2)Capital one CC, just caught me up!!! . current balance £2243, current payment £25 per month.
3) Halifax loan £1544.71 current payment £25 per month,
4) Halifax Credit Card £685 exactly current payment £25 per month
5) Dad £572.00 current payment £100 per month
6) Welcome finance £433.44 current payment 51.56 per month
7) A.friend. £350 currently £200 pm
8) Nationwide CC £294.00 currently paying £25 pm.

So, as you can see that makes the grand total listed below and monthly payment of £506.56.

Now, this month I owe mother £100 so that will add on to the debt to so this month I have debt repayments of £606.56 plus any extra that I can make and my amazon money should've come through by then which will give me another £22.16 to play with and I have quidco money of a small as yet undisclosed amount coming too.
In feb my contractual debt repayments will be £150 lower so that will make £460 meaning I will throw £200 at the nationwide credit card, couple this with 2 payments of £25 and it will be £44 away from being cleared!!!:T:T:T that will be my first default marked as satisfied on my record!!

In march I will have a further £150 off my contractual payments as my loan from my friend will have been paid back, meaning I will have £300 to overpay welcome finance with :T as interest is al front loaded and that cleared months ago that £300 plus the 3 contractual payments of £51.56 means that in march welcome will be paid back and i'll have change to play with!!:D:D:D

and so on, the rest will topple like skittles from there on

sorry if this is rambling, I just needed to get it all outta my head

pania

hmmm, hair colour has turned out intersting, kind a mottled, almost tortoiseshell some might say. :rolleyes: the blob on my forehead looks the perfect colour though *sigh* :rotfl:

hypno06

oops :rotfl:

penguin83

Hi Pania, just having a catch up. V jealous of your Most Haunted outing, I really wanted to go when they were in Liverpool last time.

Well done on your weight loss and running. I am keeping fit by reading what everyone else is doing, its exhausting all this running and gymming to keep up with! xx

lilmissmup

Pania hun do you mean Bedfordia for Speed dating? Not sure anything like that happens here. Nothing happens here which is why I wanna escape!

Doodles and you need to keep an eye out and I can travel to you if ness!

No need to apologise for long post, writing down helps

shaun40400

pania wrote: »

hmmm, hair colour has turned out intersting, kind a mottled, almost tortoiseshell some might say. :rolleyes: the blob on my forehead looks the perfect colour though *sigh* :rotfl:

what colour are the ears???:D

pania

a slightly flushed pink shaun!

lucielle

Sounds luuuurvely
L

pania

he he thanks lucielle!!!! its, erm, different you may say. how are you hon?

missymoo81

Hey hun, just wanted to say hi, sorry I've missed you the last couple of days, bless you working on a weekend. Really have to do a lot more exercising to catch up with you, 5 miles crikey, I think 3 miles is my limit! Well done on posting your SOA too hun, you'll get there.

Speak soon

Missy x