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rent and credit rating

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Comments

  • andrewmp
    andrewmp Posts: 1,800 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Maybe you could share a room in a shared house? That would be cheaper.
  • HRV
    HRV Posts: 290 Forumite
    With regards to renting a flat if you have no CCJs then you should pass the credit rating- my partner passes and he declared himself bankrupt 2 months later.

    Because we weren't sure if he'd pass the credit checks we did look at some properties through landlords who didn't go through agents (and therefore didnt do credit checks) however these properties seemed to be in less desirable condition.

    However as other posters have said I think a more sensible option, with regard to your debts and her circumstances (eg, poss becoming a student, on benefits etc), to try and find 2 rooms in a shared house where you won't have to pick up her bill if she is short of cash. Living in a shared house is great fun for a bit without quite so many boring responsibilities :o
  • a shared house? that sounds like fun. Like being a student again. Im only 24 and she is 20 so we would probably fit in quite well.

    Any idea in where you find these places?

    Im going over to see her in the now so a quick link?

    Cheers
  • You need to know how your moving in with your friend would affect her benefits.
  • she has an interview with property lawyers that deal with something called DSS? on Tuesday and her support worker is going with her too to try and help out with all the financial stuff and what not.

    Ive actually told her tonight that it might not be feasable that I would be able to move out and that she might be able to get a house on her own, even if its just short term. Fee a bit pants doing it but Im really not sure I can help her.

    :confused:
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    well andy - how disappointing... in less than 24 hours, just because you have been presented with some challenging ideas and situations you are backing out.... shame on you .. a friend in need is a friend indeed.... you said you had been in a similar mess.... why abandon her now ?

    at least do her the courtesy of seeing what information she comes back with after her meeing with the support worker et al.
  • Well after much thought about the situation I decided I cant move out with her. For personal reasons. And I told her this and explained (thanks everyone) about several options available for her.

    Ive been in contact with her support worker, and her family. There is ALOT of issues between them and I am trying to bridge the gap between them and help both of them out. Just now her sister is actually putting her up in her house. That indeed is a big step.

    So yes I guess I do feel a bit down about letting her down but I didnt just drop her, I made sure she landed safely.

    But thanks guys for all the help about possible different ideas. We are both going to be looking into moving out when we both get on our feet and said issues are long in the past where they belong.

    :cool:
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