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A Payment a Day -Part Seven!

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  • Hi all :wave:

    Tracieann - Don't you know that once you join PAD you can never leave?! :rotfl::rotfl::rotfl: glad to see your staying - there's a really nice bunch of people on here :D

    How cold is it today?? :eek: bbbrrrrrrrrrrrrr snow is slowly going but the sun has come out now :j so hopefully it'll all be gone by tonight :D

    Well last day of totting up for me :j so I'd like BIG PAD'S please :D:rotfl:


    Pad today is 49p jar, 20p tin, £2 ISA and £3 cap1 cc

    £5.69
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • svb53
    svb53 Posts: 214 Forumite
    Morning all, may I join in please?

    Todays PAD is £10 to Vanquis card.
    LBM 27/12/14.
    January Ebay and Amazon aim: £500. £22/£500 January weight loss aim 10lb. 0/10.
    1 debt vs 100 days challenge £22/£500 by 7th April.
    Nsd January aim 20. PAD starting 29/12/14 £2
  • Ok, sorted out my change jar, added another £9.90 to my PAD,

    Still waiting for the other £100 to arrive, will update when it does!
    £10 a day challenge for nov £0/£300
    £10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
    £2012 in 2012 £8182.88/£2012 :beer::T
  • svb53 wrote: »
    Morning all, may I join in please?

    Todays PAD is £10 to Vanquis card.

    Hi :hello: of course you can join - the more the merrier :D
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • boysma
    boysma Posts: 828 Forumite
    Morning all

    Woke up to another covering of snow - looks lovely though and the sun is out now! 2.00 please Green to Next directory. Thank you for the counting this month - where are the jokes or are you waiting till next month when your counting responsibilties are over?;)

    Welcome to the newbies. Will catch up with the chat later guys.:A
    Payment A Day £15 (started 17/5/14) :j
  • dankosheemo
    dankosheemo Posts: 1,243 Forumite
    Yay we have snow! I want more!

    34.74 GBP to the Cosmotini mug please Green!

    Any teaching bods good with the ol' rationales? I've been told to write one for my planning SoW assignment with no idea what it's all about! Any pointers will esult in virtual cakes and cocktails :D :rotfl:

    Off to have another meltdown after some brekkie :(

    Have a fab day everyone and catch y'all later!
    xx
    :j (2013) :j
    * Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *
  • Sorry guys, you'll be sick of me soon haha,

    Found £28.20 in 20ps in that jar i sorted, couldnt put them back into the pot so have added them to my PAD for today!

    OH will kill me! oh well, better off my card then in the frontroom!
    £10 a day challenge for nov £0/£300
    £10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
    £2012 in 2012 £8182.88/£2012 :beer::T
  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Morning peeps - :wave: Brrr blimey it's cold today. Had to use a mop bucket full of water to de-ice the car lol. OH and son went to footie yesterday and I was about an hour late picking them up cos the petrol cap had stuck solid. I was doing my nut lol
    Anyhoo got there in the end with the help of a pair of pliers (rolls eyes)...got the tennis on at work at the moment and a cup of coffee.
    Anyhoo, pad today of £6.
    Big diolch to Green for doing the totting up this month - thank you cariad :easter_ba
    Have a good day everyone - and hello to the nooobs and huggles `n' cwtches to all who need them
    Love Sassers xx :p
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hey Danko

    When I've ever written one (long time ago now :o) I've used it as a way to give reasons and the background for what you are doing, linking to current issues, programmes of study and the aims and values from the NC. An example here that might help... It's basically an outline of what you plan to do with your reasoning. (I hope that helps a bit and I've not told you wrong :o)

    I forgot to post on here yesterday even though I was catching up with the thread, not sure why! But my pad for today and yesterday is just £2 so I wouldn't have helped much with the total!


    I wonder if anyone has any experience or advice on a bit of a problem, on behalf of my bloke? You may remember that he's had his LBM and I am now acting as his 'debt management advisor' (with a little help from MSE!).
    Well anyway he's got a 3 mobile phone, and when we went through all his debts it turned out that he owes them 230quid as he hasn't been paying anything :eek: (randomly they haven't cut it off *confused*). So I've said thathe should ring them up and offer to pay £40 for the next 6 months on top of his normal payment by direct debit so they know they are going to get it. This will have him back to neutral in 6 months, do you reckon they will accept this? Anyone had to do something similar? Honestly this is like dealing with a teenager :rotfl:

    Hope you are all well anyway - I'm of to the mobiles board!

    xx
    Ths signature is out of date because I'm too lazy to update it... :o
  • boysma wrote: »
    Morning all

    Thank you for the counting this month - where are the jokes or are you waiting till next month when your counting responsibilties are over?;)

    Welcome to the newbies. Will catch up with the chat later guys.:A

    glad you reminded lol I've got one :j but it has made me think twice about some jokes I would've put on without thinking, since that one the other week :o


    Did you hear about the teacher who was helping one of her reception class pupils put on his boots?

    He asked for help and she could see why.

    Even with her pulling and him pushing, the little boots
    still didn't want to go on.

    By the time they got the second boot on, she had worked up a sweat.

    She almost cried when the little boy said, 'Teacher,
    they're on the wrong feet.'

    She looked, and sure enough, they were.

    It wasn't any easier pulling the boots off than it was
    putting them on.

    She managed to keep her cool as, together, they worked to get the boots back on, this time on the correct feet.

    He then announced, 'These aren't my boots.'

    She bit her tongue, rather than get right in his face and
    scream, 'Why didn't you say so? ' like she wanted to.

    Once again she struggled to help him pull the ill-fitting
    boots off his little feet.

    No sooner had they got the boots off when he said,
    'They're my brother's boots. My Mum made me wear 'em.'

    Now she didn't know if she should laugh or cry.

    But she mustered up what grace and courage she had left to wrestle the boots on his feet again.

    Helping him into his coat, she asked, 'Now, where are your mittens?'

    He said, 'I stuffed 'em in the toes of my boots.' :rotfl::rotfl:
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
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