URGENT ** advice needed please

dottydora

I'm so certainly no expert, but if your mortgage is cheaper than rent would be and you don't have equity in your property I would have thought provided you can keep up with the mortgage payments you'd get to keep the house/ I'm sure someone else will confirm one way or another. I would imagine since you have tried so hard to pay that the creditors would be foolish to 'give up' and risk getting no money at all! Hang on in there.:grouphug:

gratefulforhelp_2

patchy987 wrote: »

thanks for asking, if im honest i feel empty, like i have given up already, hubby has now come home from work and thinks it can be sorted but im still not sure

At least your DH is there and you are not alone now.

Renting is possible with dogs and cats, when my abusive ex, long long ago, threw me out, I managed to rent with my dog, two different places. It is possible. Hugs.

patchy987

gratefulforhelp wrote: »

At least your DH is there and you are not alone now.

Renting is possible with dogs and cats, when my abusive ex, long long ago, threw me out, I managed to rent with my dog, two different places. It is possible. Hugs.

i used to rent with just the 3 cats but it was so hard to find somewhere nice, plus we would be paying out even more than now to rent somewhere, i just dont know what to do anymore

anyway i have to turn the pc off now as hubby needs it but any more help would be great and ill check back in the morning.

thanks for all your help so far everyone

Mr_Falling_Star

Keep the faith!

Charco_2

I'm 100% sure you'll be able to work it out... If not in this IVA then some other way. Hang in there ALWAYS, problems can escalate sure but i've never known a problem yet that cant be solved - maybe not ideally/perfectly but certainly adequately!

gratefulforhelp_2

Hoping someone will have some good advice today, have you posted in debt free wannabe on the "ask a CCCS counsellor" thread, or have you phoned national debtline?

Charco_2

The OP is already in an IVA so i dont think those two companies will be of much use or even interested in the problem - unless the IVA is actually with one of those companies! Cant hurt to try the DFW forum tho to look into ways to cut costs and hopefully catch up the backlog as quickly as possible

gratefulforhelp_2

Charco wrote: »

The OP is already in an IVA so i dont think those two companies will be of much use or even interested in the problem - unless the IVA is actually with one of those companies! Cant hurt to try the DFW forum tho to look into ways to cut costs and hopefully catch up the backlog as quickly as possible

Thanks, it was all I could think of at the time that might be of any help.

patchy987

thanks for yesterday guys,

still no answer though as the person who deals with our case wasnt there today so got to wait till tomorrow

Nargleblast

Hang in there, nothing in life or on this planet is worth topping yourself for. You can and you WILL sort your debt problem out and be debtfree one day in the not too distant future.