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The Ultimate Incentive to have an amazing 2010.

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  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    That sounds great Dinah! *crosses fingers* Hope you hear from Poppa-NIM sometime this week like he says. A May completion would be great too, not too far away really! How was the Docs?
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'd prefer a June completion tbh, but would take May. I hope he starts understanding! If he doesn't then we're setting mummy NIM on him, and she's a rottweiler.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    I'd prefer a June completion tbh, but would take May. I hope he starts understanding! If he doesn't then we're setting mummy NIM on him, and she's a rottweiler.

    She sounds like a fierce woman alright! Have relations improved between you and her at all?

    I have no doubt you will achieve all you want to :)

    Hi everyone else!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Dinah93 wrote: »
    If he doesn't then we're setting mummy NIM on him, and she's a rottweiler.

    I think he'd bring the money over personally if you did that! :D I second CMD, have things got any better between you two? She was a right witch!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    She now sends her best to me when she speaks to NIM, so I assume if we were to see one another again she would be more polite - she seems to have accepted I'm here to stay!

    Excited by your new sig Cinny, house deposit is an exciting progression. Did you get your budgets sorted again?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    She now sends her best to me when she speaks to NIM, so I assume if we were to see one another again she would be more polite - she seems to have accepted I'm here to stay!

    Excited by your new sig Cinny, house deposit is an exciting progression. Did you get your budgets sorted again?

    Am glad she is being nicer.

    What's this about a house deposit Cinny? Sorry have missed out on that discussion!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Sounds a lot better between you and NIMs Mum! I'm pretty happy to hear she's being a lot more civil towards you!
    Dinah93 wrote: »
    Excited by your new sig Cinny.

    It's the bright colours that do it! :D

    Yep, the new budget is sorted and I'm in that 'clear headed zen-like-state' with it at the moment. Mainly because I haven't put it into force yet! Have to admit, the spending was nice but I always like coming back to MSE! I think it's my natural state.

    CMD - The House Deposit just popped out of no where tbh! I'm saving on my own atm, as OH is still clearing his debt but I want us to have a nice starting pot for when we both start focusing on it. Plus last year when I did all that saving I didn't have a proper goal so was a bit all over, so I decided this year that a house is a nice goal!
  • tinkerbel
    tinkerbel Posts: 1,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Cinny did you see the melodifestivalen final? what do you think? I'm loveing manboy and I think the girl who won is ok but I preferred the 4 blondes who game (I think) 5th? Also hows your driving going?! and how have you got £700 in your house deposit fund allready!?! well done!!

    Dinah thats great news about the promotion and the extra money and all the savings etc! it sounds like youre really on with it! well done :)

    My boyfriend has lent me some money now just to get me through till easter really (2 weeks but then rent on the 1st of April). (I can't take the money out of my sig savings because its locked away and it would just be worse to withdraw it (the £100) and the big amount is actually money I am trying to pay back to my mum so I can't take that back!)
    I feel a bit bad but I'll give it back when I get my student loan or something. Still waiting on my dooyoo cheque..! Lulu you'll have to let me know when you get yours because I think we ordered at about the same time. I really want it to arrive soon because I ordered it to my uni house and I'm only here for 2 more weeks!
    Not looking forwards to my dooyoo 'weigh in' tomorrow!! I think I'll try and get something written today but I dont know. It is a bit hard of what to write, thats why I like suggesting things I think.
    Tete did you ever hear about your 10000 points they took?! And Dinah any chance of getting an account back?
    Oh and how did the cake go down?
    Wendz, the job sounds ace! Well done!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Cinny91 wrote: »
    Sounds a lot better between you and NIMs Mum! I'm pretty happy to hear she's being a lot more civil towards you!



    It's the bright colours that do it! :D

    Yep, the new budget is sorted and I'm in that 'clear headed zen-like-state' with it at the moment. Mainly because I haven't put it into force yet! Have to admit, the spending was nice but I always like coming back to MSE! I think it's my natural state.

    CMD - The House Deposit just popped out of no where tbh! I'm saving on my own atm, as OH is still clearing his debt but I want us to have a nice starting pot for when we both start focusing on it. Plus last year when I did all that saving I didn't have a proper goal so was a bit all over, so I decided this year that a house is a nice goal!

    Good for you Cinny! You already have a good sum saved!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • lulu984
    lulu984 Posts: 394 Forumite
    I dont know Tink...im confused! My 50,000 are still showing in my balance, but they're also showing in my redeemed bit as well, anyone know why? Will be nice when i finally get the cheque, im determined its not gonna take me as long this time
This discussion has been closed.
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