Fat, Forty and fedup - drastic action required!

penguin83

Good luck for your assignment Judi, I'm doing mine now as well, got to be in for the 6th and starting to stress a bit now! xx

purple_angel_3

Hi Judi,

Thought I would say hi, your title caught my eye. Im 41, fat and fedup of being fat. Look forward to reading your diary.

purple-angel

Primula

Awh hun, what a shame. Be strong through and maybe a large g&t tonight is called for!

judi24

Just a quick update! mad week in work - snow started here on Tuesday - eneded up having to stay in work til 10pm to make sure we had enough night staff!:eek: Diet was not good - had rice cakes and cottage cheese (mmm yum!!!) for lunch then place went mad and I had nothing else bar coffee and chocolates left over from christmas for the rest of the day!!!!
Yesterday planned to only go to work for a few hours as I stayed so late on Tues and was supposed to be going to Cardiff for DD1 uni interview - but it was cancelled- so didn't take lunch. Couldn't get away as place was still mad - went to work shop but no sandwiches as snow stopped deliveries!!! so had snack a jacks instead! was starving!:eek:

Anyway - off today - was supposed to be in uni but it has been cancelled - but I have a 5000 word assignment to write by next week and 4 kids in the house! but need to get it done!

So not spent much this week so far - £1.50 for diet coke and snack a jacks yesterday. £1.00 on Tues for a diet coke.

Not planning on leaving the house today so hopefully NSD.

OH being a bit better about going to Scotland next week - but I just hope the weather improves or I will be going no where! My friend flies in from America to Glasgow tomorrow! she is all kitted out with thermals - she is from south Florida so it might coma s a bit of a shock to land in -5 temps!!!

Anyway - onward and upward - DD1 is taking DD3and DS out to play in snow so I can do some work - best get myself off here!!!:hello:

judi24

Spending update - no spend day on Thurs. Yesterday didn't leave the house - but DD1 offered to take DD3and DS to a play area to give me peace to work - I had around £14 in my purse so gave her that. These places are so expensive!!! But she took them for lunch too which gave me a good few hours to get some work done - It was well worth the money!

Total for week Mon = £28.50 - and not done anything! Just goes to show where my money goes!

OH is being a total grouch - not happy cos I haven't finnished my assignment and it is interfering with his time with me - had a go at me for falling asleep a couple of evenings this week and having to work late too! Not been at all helpfull in the house or with the kids even though he has been off! (not his kids or house but he has lived with here for 2 years!)

Diet not going well either - had chinese for tea last night cos I was working on my assignment all day and OH didn't bother cooking - so sent him to take away - he paid though!
Also been picking at leftover biscuits with coffe for brain food!

Friend arrived safely from America yesterday - can't wait to see her - just need to get this work done before then!

She has ordered a load of meals from a local butcher so not sure my diet is going to get any better!

Seen a loophole through quidco for WW online so was thinking on doing that - wouldn't cost anything but migt help me focus a bit!!!

Anyway - got to take DD2 to work so must get dressed:hello:

judi24

Not been on for ages so a huge update is needed!

Well loch lomond was fantastic! It was great to see my friend - on of my other friends I trained with came up as she still lives in Scotland - we sat up drinking and laughing til very late and had a very bad head the next day:eek:
We did a spa day that was fantastic! The following week I was at a conference in Manchester and my friend came with me and did some retail therapy while i sat in a boring conference for 2 days!!! But we had a laugh!
My OH had been very weird about me going away and we fell out big time!!!! I think we have sorted it now. He is on a shut down in work so he works 12 hr days for 12 days out of 14 so he is understandablt tired - but his shutdown money is paying for us to go away in May.:D

He had a ni issue with me posting on here! He was reading my posts and making sh!tty comments about everything. He has no debt and never has done so he just thinks I have been stupid with money! He should try being a single parent doing nurse training on a bursery!!!

Anyway he has become more supportive and has offered to pay off my overdraft if i clear the rest of my CC debt.

So I have a plan! I have paid £850 this month - but have also paid for a centreparc break in March and budgeted for DD2 driving lessons for her birthday this month. I have worked out that I have £8,500 in CC debt and a solicitors bill - If I can increase my payments to £1000 (it will be very tight!) I will be debt free by Sept!

I have decided this is the way to go - I will have very little spare money - but reckon I can cope with this short term - I cannot believe I could be debt free by September (not includingg car loan) - and would have and extra £1000 per month:eek:
I need to join some challenges - any suggestions? I have to stay focused!

As for loosing weight - I registered with WW online through Quico - cost nothing for 3 months with the £30 cash back! OH is being really supportive with that too! I think I need to go away more often - he is like a different man!!!
Anyway - enough for now!

dealwithdebtdot

Hiya!

Blimey, 1K a month of your debt! Way to go lady....all the best with it. Am subscribing.

x

judi24

mmm I know - will be eating beans on toast for 8 months lol I have explained the plan to the older girls - I am not sure they see why I am doing this - my debt is not unamanageable but I just feel that I work hard and have a good salary now - i just want to be able to use it for having fun and enjoying life instead of paying CC bills - 8 months is not long and they won't go without!

dealwithdebtdot

judi24 wrote: »

I just feel that I work hard and have a good salary now - i just want to be able to use it for having fun and enjoying life instead of paying CC bills

I hear that, with bells on. Couldn't have said it better myself.

judi24

Happy news! I checked my council tax statement - I had problems 2 years ago when council tax I was paying was going into an account with ex-OH name on it - ended up in a right pickle cos he wouldn't sign to have it given back to me - anyway - my council tax this year included some arrears and is £266 per month - I thought it was til march but I discovered I have a break in March and don't have a payment to make so £266 more towards debt next month!

I would love to speed things up and get my debt paid in 7 months so we can have some sort of holiday in the summer - need to get into making more money!