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Eager Elephant's Effective Everyday Excursion ...

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  • Thanks everyone for your comments.

    We did indeed have a lazy weekend which I mentioned above complete with pancakes and then this weekend just gone was another lazy one, we vegged out at home and watched a movie on Sunday afternoon which was very sad and I wished I hadn't watched.

    Have been busy with listing F-I-L's bits and pieces on ebay - I have 100 free listings a day, I assume everyone does as they cant really charge to list when people could use other channels to sell online. Anyway its been a great help in shifting stuff - have been posting items nearly every day. So far only done some reference books but still have 1000+ CD's to list, I have just ordered some jiffy bags so will get those listed this weekend.

    Have still been keeping on with Swagbucks and in Jan and Feb I managed to cash out £15 each month - I don't think that's too bad for about 20 mins each day.

    I have caught up with YNAB and moved money all over the place. I have paid off the credit card which I put my friends London weekend trip on, there is still some money in the pot which is just as well as I have another girls weekend in 3 weeks and need some pennies to get a couple of cheap outfits.

    Just about to do the budget for March and am hoping that DH has some funds to clear another one of his cards. Most of his debts fall off his credit report this year which will make it look much better.

    Not much else going on except today has been a snow day - although I live on a main road there are hills to get in and out and the lorries got stuck so took the decision to stay at home - roads cleared about lunch time but am not venturing anywhere now. I think most people have stayed at home as my road is so quiet and it isn't normally.
  • beanielou
    beanielou Posts: 95,715 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wise to stay at home :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,122 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounding very organised EE. I need to do my March budget.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Had another snow day on Thurs but thought I should show my face at work on Fri so did a half day and came home once it started snowing.

    I mentioned before Xmas and then again last month about an errant credit card that we had run up over a year ago and the minimum payments just kept coming out but were not making any inroad into the balance - my aim for the first 6 months of the year is to get this cleared.
    So for Feb and March I have moved across the council tax money as none due as we pay over 10 months - balance has gone from £825 to £557.
    There should be some extra in the bill account this month so will get that moved across as well - will wait until mid month and then transfer that as well.
  • beanielou
    beanielou Posts: 95,715 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the CC :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Well done on having a cunning plan.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Nice to see the card coming down :)

    Take care

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • doingitanyway
    doingitanyway Posts: 10,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Great on getting CC balance down
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Great to see the CC going down. I love these two months of extra cash from the council tax!

    How are the eBay listings going?
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks ladies for comments - I get a glow of happiness when I realise the debts are coming down, I will beat that credit card.

    Ebay is going well, thanks for asking Seasidegal - I have just listed the last of the reference books and have started on the CD's. The reference books are very specialist so should sell over the course of the next month or so - they are all on BIN for 30 days and then I will review after that.
    Don't have space to keep them hanging around so want rid asap so will accept most offers.

    Unfortunately my packaging order has been delayed by snow, the order has been in the next county since last week so not as bad as being half way across the country. Our snow is melting well so hoping it comes soon, text I got yesterday implies it will come today but I doubt that although they may be working today to clear backlog.

    Have nearly sorted final bills for F-I-L and claimed all money due to him which is good as one less worry, not heard from auction house, will ring them mid month if not heard anything.
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