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Eager Elephant's Effective Everyday Excursion ...

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  • Sun_Addict
    Sun_Addict Posts: 24,126 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £43k the lower end for one person :eek: I can only dream of such riches.

    Hooray for spare money :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    At 43k I am way way out of the game.
    On a 1/4 of that & a mortgage to pay.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Another one waaaaay below the 43 mark. But we have enough and we are happy and contented with our lot.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • badmemory
    badmemory Posts: 9,748 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 4 April 2018 at 3:42AM
    You've got to wonder who they are talking to. I have been earning less than half that for the ten yrs before & 5 yrs after retirement. I do not feel deprived of anything - but I do own the roof over my/our head. Maybe that is what makes the difference. But if it is they should say so. Money is just a means to an end. If you can get to your own personal ends without engaging with THEIR means (otherwise known as chucking money away on things you don't need in order to prove that you actually have that money) then that is a result.
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Hi EE..sorry lost your diary when I lost my old log in. Glad to see youre battling on and got some upside to put against the cards. Off to try and find that article now....

    Love

    Brizzle x
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Here is the link - http://www.dailymail.co.uk/femail/article-5551151/Is-43-000-key-happiness.html

    The comments are worth reading although there are 6 pages.
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Found a Sun article online and now have read this and yes the comments are fascinating ....I do reckon the first family need a LBM though. They seem to be living day to day and will probably consolidate again...oh dear.

    Having said that I had my first LBM around 15 years ago...so who I am to judge!! I am turning a corner though. Have to!!

    Have a good eve x
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Agree that first family are on a wobbly path.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Caught up with your diary EE - you've certainly made a dent in FIL's boxes! Although I would have been tempted to make a dent in your OH's head after the credit card fiasco!:mad:

    How satisfying that you found that extra cash in the bill account though! Good old YNAB!:j

    Must read the various articles mentioned in the Sun and Mail. They sound really interesting.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • £43,000 sounds like riches to me, we've never managed more than half of that :(. Some people do seem to waste their money though and not really appreciate what they have.

    If I had enough to pay the bills and a bit left over then I would be fairly happy.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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