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Frugal Fresian's 2010 Adventures

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Money Stuff

    Current credit card balance (interest free) £356.34 *sigh* I'm not PADding to this at the moment but suspect it won't be too long before I have to. I would like it to be totally clear in the next few months. I could use Mr Fresian's sisters rent money to essentially clear it next month though and then it's one less thing to remember to pay. Balance mainly due to decorating spare room as opposed to anything fun/shiny things lapse.

    PAD Account = £57
    Groceries = £145.72
    Entertainment = £20.45

    Money in purse = £16.35

    There will be less money by nightfall as we're having a pizza lunch for one of my colleagues as it's her birthday tomorrow.

    There are 12 days until payday and 20 days until the end of the month. (I am not budgeteering from the 29th of March until the end of that week as I'm on holiday, woo!)

    Other things of note

    1. Toluna voucher ordered. 79.800 points required for the next one :rotfl:
    2. As I work for an Evil Corporation, I may be entitled to a bonus and should find out the amount of said bonus today or tomorrow. V. excited about this!
    3. Definitely getting the Frugal Fresian Fiesta having found out that despite being old enough to be sitting it's GCSE/Standard Grades it only has 80,000 miles on the clock. Woo! An evening of car insurance quotes stretches ahead of me...
    4. Doing overtime on Easter Monday for double time goodness.

    I think that's about it....better get ready for [strike]hell[/strike] work.
  • Primula
    Primula Posts: 953 Forumite
    Good luck with the bonus, hope it's a good one.

    And re your car, there's an old J reg fiesta parks outside my work every day and seems to be still going strong.
  • Definitely do Go Compare and Compare the Market through Quidco as they give you £2.50 and £1.50 for merely quoting!
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • beanielou
    beanielou Posts: 95,715 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Positive vibes for bonus.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    How did the bonus go....good happy FF??
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    Positive vibes for bonus.
    kissjenn wrote: »
    How did the bonus go....good happy FF??

    I got a bonus, I got a bonus!!

    *happy dance*

    £1975 before tax :j:j:j:j
  • beanielou
    beanielou Posts: 95,715 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow thats excellent news for you hun :grin:
    Hope you are going to treat yourself to something.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Bloody hell, that's amazing! It's like a whole month's extra wage
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    Wow thats excellent news for you hun :grin:
    Hope you are going to treat yourself to something.

    Certainly am! Not sure what exactly yet, but I have some things in my head I would like to have sorted such as a haircut (FB friends can see the pictures of my old hair colour that I want to return to!)

    Bloody hell, that's amazing! It's like a whole month's extra wage

    More than that for me - I normally clear about £1150 after tax, so it's more than a months wages :D My current plan is to think of it as being a bonus of £1000, so I will assume that I have £1150 wages, £1000 bonus and anything else will likely go into the Debt Fund. I have moved over £2200 from the Debt Fund into my ISA as I can get a reasonable rate on my ISA for a year or so but am only getting 0.5% on that money at the moment. As I don't think I will be able to afford to repay the loan until the end of the year I may as well get a decent rate while I can!
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    That's brilliant. Well done you.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
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