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FRUGAL LIVING CHALLENGE 2010, part 1. (Living on £4,000 a year)

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  • Hi Cheryl,
    I wondered if you could let me know, how you managed to copy/paste your budget into your post? When I tried to do that, (using excel) all the formatting went skewiffey!
    NWCC £[STRIKE]2800[/STRIKE] £2600 Marbles £498.18 Egg £1,022.28 o/d1800 1400
    Cap1 £250
    student grant [STRIKE]£2000[/STRIKE]£1900 C.tax [STRIKE]£2312.91[/STRIKE] £301.64 live frugally,think sensibly, stop impulse buying,look at the bigger picture,relax,remember to budget,say no to the bairns. NSDs 6/10 GC £300/£200
    FL £0/£200
  • I've added this months bills to my months total I'm going to try and do this on the 1st of each month so I know what I actually have left. So although today is a no spend day I have £267.99 accounted for lol.

    Rent; 130.00
    Council Tax; 10.00
    Water; 33.33
    Gas; 6.66
    Electric; 20.00
    Media; 30.00 (phone,tv and internet)
    Medical insurance; 8.00
    car insurance; 25.00
    DD to OH's mum; 5.00

    Leaves me with just under £6 a day to live on.
    x x x x
    Happily married mama of 5
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I use a piece of screen capture software (King King Capture, which is free)

    While on the screen I want to 'catch', I press <Ctrl>K and my cursor changes from a line or arrow to 'cross-hairs'

    I then position this in one corner of what I want to catch, and hold down the left mouse button while moving the cursor to the opposite corner (to select the area)

    When I let go of the mouse button, what I've selected pops up in a new (King Kong) window. Then it's a case of saving it out (as a jpg) by clicking on the first icon on the top bar of that window (looks like floppy discs), then deciding where to save it on my computer and what name to give it

    I then log in to my Photobucket account (that's my personal choice of image hosting sites), and upload the file

    My account there is then set up to give me the code I need to post the image on here (starts and ends )
    Cheryl
  • Hi Cheryl,
    Thank you for that. What a useful bit of information. Off to investigate.
    NWCC £[STRIKE]2800[/STRIKE] £2600 Marbles £498.18 Egg £1,022.28 o/d1800 1400
    Cap1 £250
    student grant [STRIKE]£2000[/STRIKE]£1900 C.tax [STRIKE]£2312.91[/STRIKE] £301.64 live frugally,think sensibly, stop impulse buying,look at the bigger picture,relax,remember to budget,say no to the bairns. NSDs 6/10 GC £300/£200
    FL £0/£200
  • oldMcDonald
    oldMcDonald Posts: 1,945 Forumite
    Happy New Year, all :D

    I'm really excited about getting started on this. I spent some time yesterday afternoon putting my budget into Cheryls spreadsheet (Thanks again, fantastic spreadsheet - it is really going to be so helpful), and I can see a couple of areas where I may still be able to trim some pennies off - I will sit down this afternoon and get my final challenge amount sorted.

    Goodluck with the challenge, everyone :)
  • rozeepozee
    rozeepozee Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Cheryl,
    Thank you for that. What a useful bit of information. Off to investigate.
    I'm still "in process" trying to work myself up to trying those instructions out :rotfl:
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    Hello Everyone & hope all revellers had a good time :p

    I have a little spend today for a set of newspapers. I began buying them around 15 years ago I think, to build up a reference library of sorts for the Offspring to share with their families when they eventually decide to procreate :D Three SIZE=1]mid-range[/SIZE papers on 1 Jan every year & any notable--usually British--event is about my limit these days unless there is something exceptionally note-worthy to catch my eye.
    In my post about dried herbs & spices yesterday, it says they were £1 a kilo last time I was in that shop but please substitute £10 because the '0' didn't register :o Hope it means we need to change the batteries & not a new keyboard...

    Good Luck with the 2010 Challenge & I'm glad you're all here to share the Journey to Frugaldonia.

    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • trex170104
    trex170104 Posts: 123 Forumite
    Quote NYKMedia: CONGRATULATIONS TREX! :D I promise I'll try not to think of lard or dinosaurs this year, and will try to remind myself T Rex is of the musical variety. Hope everything goes well for you and the next frugalteeny TRex.

    Ha ha you've made me laugh with this one espe seeing as I will probably feeling very lardy as my little frugalteeny grows hee hee!!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It's funny how we read names, 'cos I always read it as a 'different spelling' of "trecks" (as in walking journey) - probably 'cos DH was a keen hill walker ;)
    Cheryl
  • Can I (Winterfrost) join this challenge for £3,500?

    I won't be including rent, council tax or some monthly DDs to charities, pet insurance etc. or my bus pass, but will be including any money I take out and spend. So, this total will include bills, food, clothes, going out and any other expenses.
    GC: December: £145?/£120; January: £125.70/£120; February: £163.22/£120; March £113.94/£120; April £DOOM; May £Gave up; June £DOOM; July £160.78/£108; August £7.65/£200
    Sealed Pot Challenge 2010: member 780
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