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FRUGAL LIVING CHALLENGE 2010, part 1. (Living on £4,000 a year)

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  • Nessa56
    Nessa56 Posts: 946 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper
    Hiya alll

    This is probably a really stoopid question but on the spreadsheet (which I have only just got round to filling in) it has a page i.e. JAN T + C

    my stoopid question is what does T+C stand for please? I know it is probably obvious but hey, I had a late night (my excuse and I am sticking to it :rotfl:)

    thanks

    v
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    SEALED POT CHALLENGE 6 - MEMBER NUMBER 086 Special Star from Sue :staradmin :T:T
  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    Hey everyone, hows it going today? Think its a NSD but also no earning day :(
    Work in progress...Update coming July 2012.
  • grandma247
    grandma247 Posts: 2,412 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker

    Grandma- are the towels wrapped round the outdoor pipe ? if this is a bad idea the damp towels will freeze and the pipes along with them!!

    Thanks for the concern. I wrapped the towels round then wrapped carrier bags round so they have stayed dry.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Nessa56 wrote: »
    my stoopid question is what does T+C stand for please? I know it is probably obvious but hey, I had a late night (my excuse and I am sticking to it :rotfl:)
    Toiletries and cleaning?
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hi all!

    I have been out of bed for less than an hour :o as I am full of the cold and feel rubbish.

    I can guarantee a NSD though :rotfl:

    My only frugal plans are to keep warm and make Mr Fresian clean the kitchen.
    :D
  • Hey all,
    I am back and much refreshed from my trip to the great outdoors. Spend some pennys though lol.

    2x t-shirts from sports direct, its there sale item of the day so £1 each. I have 2 xxl ones for OH. Definate bargin.

    4x star hollow tree decs from hobbycraft, 24p each, I can fill them with homemade sweeties for next year.

    3x 3ft xmas trees- 50p each- for OH's shop he'll reimburse me tomo if he opens and they are perfect for his window displays next xmas.

    And I didnt need any batterys as OH has found 2 in his work bag from somewhere so I will post my elephant once its been stitched up.

    x x x x
    Happily married mama of 5
  • Nessa56
    Nessa56 Posts: 946 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper
    Toiletries and cleaning?

    Thank you soooooo much makes sense to me :j

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    SEALED POT CHALLENGE 6 - MEMBER NUMBER 086 Special Star from Sue :staradmin :T:T
  • larmy16
    larmy16 Posts: 4,324 Forumite
    1,000 Posts Combo Breaker
    Oooh had so many plans of what to do today, but switched the tv on and they are re-running all those Bank of Mum and Dad (swoons at the financial advisor) and Spendaholics so here I am procrastinating and couch potatoing all in one go!
    Grocery Challenge £139/240 until 31/01
    Taking part in Sealed Pot No.819/2011
    Only essentials on Ebay/Amazon

  • MushyPeas
    MushyPeas Posts: 3,104 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    larmy16 wrote: »
    Oooh had so many plans of what to do today, but switched the tv on and they are re-running all those Bank of Mum and Dad (swoons at the financial advisor) and Spendaholics so here I am procrastinating and couch potatoing all in one go!

    Ooh I'm jealous! I haven't got around to setting up my tv since I moved in to make me clear the flat up... um.. nearly 3 years later :o:o:o. It's not procrastinating really... you'll pick up lots of tips!

    Good shopping fishcake, I'm quite jealous of you having a hobbycraft nearby!
    Previous debt: £14K :embarasse Debt free: Sept '03 :DMFW#42 Mortgage OP savings £4271.18/£12000 2019 :)Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 :A SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 :T Feb: £88.79/£280 May: £215.52/£310 June: £18.98/£300
  • JayJay14
    JayJay14 Posts: 1,918 Forumite
    On the spreadsheet I dthe T&C section to Clothes and Shoes as I spend very little on T&Cs - OH currently working at an aerosol factory so I have two cupboards full of deos and cleaners, plus bleach and wash powder from another factory in the group We also get air freshners and candles. I won't have to buy anything like that for years even though the job will finish at the end of this month.

    Oh the joys of temping!!! Just hope something turns up to replace it.
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