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Welcome,Welcome,Welcome
debtinfo
Posts: 7,012 Forumite
As the title says, welcome to this forum.
The new year often brings the realisation of financial troubles and is often a time when people come looking for help. As the stats bare out, this board often has a number of "viewers" who are looking for information, but find it hard to commit themselves to making a post.
Therefore this is an open invitation for those struggling to press the button and ask for the help needed. Click here http://forums.moneysavingexpert.com/forumdisplay.html?f=136 and press the "New Thread" button on the left hand side.
If you do not feel that you can do this and dont want to post publicly then feel free to send me a private message and i will do what i can to help. Just click on my name and press the private message button
Debtinfo
The new year often brings the realisation of financial troubles and is often a time when people come looking for help. As the stats bare out, this board often has a number of "viewers" who are looking for information, but find it hard to commit themselves to making a post.
Therefore this is an open invitation for those struggling to press the button and ask for the help needed. Click here http://forums.moneysavingexpert.com/forumdisplay.html?f=136 and press the "New Thread" button on the left hand side.
If you do not feel that you can do this and dont want to post publicly then feel free to send me a private message and i will do what i can to help. Just click on my name and press the private message button
Debtinfo
Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
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Thanks debtinfo
Realised today that its 2 years to the day since the sh*t hit the fan in my world..31/12/07 .
Talking to a very good friend tonight I realised just how far I have come in those 2 years & that my life is coming back to me...albeit slowly.
My advice to anyone who has stumbled across this forum is to face your debt demons , get advice & do something about it.
Please don`t suffer in silence or put up with harrassment or sleepless nights....remember there is no debt crisis that can`t be solved.
Angiexx0 -
So_Sad_Angel wrote: »My advice to anyone who has stumbled across this forum is to face your debt demons , get advice & do something about it.
Please don`t suffer in silence or put up with harrassment or sleepless nights....remember there is no debt crisis that can`t be solved.
Angiexx
Well said SSA, but can I also add to that......that whatever choice you have to make it really won't be as bad as what you imagine it will be.Officially BR at 2.10pm on 6th May 2009, ED 7th December 2009
BSC number 256. Chairperson of The May 2009 Bankruptcy & Debt Relief Order Club!
It's now time to move on and enjoy life again.0 -
yep i would say that its better sorting your debt than having the phone calls and letters we all know about,im bankrupt,im surviving like most people do in bankruptcy but take the advice of people on here and move forward with it there definately is light at the end of the tunnel0
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milothewestie wrote: »with it there definately is light at the end of the tunnel
and its not always the train.....:p
you can move on & life will improve once you take the first important steps to sorting your debt crisisWe all die. The goal isn't to live forever, the goal is to create something that will0 -
Thanks for that DI.

I think you are going to have your PM inbox fill up pretty often.
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Therefore this is an open invitation for those struggling to press the button and ask for the help needed. Click here http://forums.moneysavingexpert.com/forumdisplay.html?f=136 and press the "New Thread" button on the left hand side.
If you should get lost and can't find it, just click here >>>>
<<<< Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
bump...to keep this where it's needed??No, I don't think all other drivers are idiots......but some are determined to change my mind.......0
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Fab thread and good to keep this in our 'bumping' thoughts.
I'd just like to add that no question is too silly or complex or embarrassing, no debt problem cannot be sorted, there's many people on your side and many who understand what you are going through.
Don't worry about trolls posting to incite, our board guide is very quick and helps us to keep safe. I have been on many boards before and non as friendly as this one.
Ask anything, even if you think you're asking something that has been posted before, just ask.
Well done for visiting the board and a first brilliant step towards finding a solution to the darkness you fear.0 -
I have been on many boards before and non as friendly as this one.
Found this on a different forum and thought it sums things up round here

Anyway, enough of that.. i'm off to nurse my hangover .. WON'T IT EVER END?
:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
Anyway, enough of that.. i'm off to nurse my hangover .. WON'T IT EVER END?
yup.....just in time for next new year.....No, I don't think all other drivers are idiots......but some are determined to change my mind.......0
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