Sygma Credit Cards

cosmic_girl

LinuxAllTheWay wrote: »

Cosmic, if you don't mind me asking, what was your starting limit and what was it increased to? Also, after what sort of time-scale did you get the limit increase?

Hi Linux,

I started on £2000 and they put it up to £2500. It was on my 4/5 month that they increased it. hadn't asked previously about an increase, they just did it automatically x

PNPSUKNET

should imagne by friday i will know

PNPSUKNET

it was accepted, called them tonight. Although they said cant say over the phone what the apr or limit is.

Cash_Flow

PNPSUKNET wrote: »

it was accepted, called them tonight. Although they said cant say over the phone what the apr or limit is.

Well done:beer:

PNPSUKNET

any idea what norm aprs are with them to start / limit?

Brian64

my start limit was £5000 / apr 18.9pa

PNPSUKNET

thank you for that

cosmic_girl

PNPSUKNET wrote: »

it was accepted, called them tonight. Although they said cant say over the phone what the apr or limit is.

Congratulations :beer: x

izools

matam2k wrote: »

No late pays on my equifax but a couple on experian. Did have 2 defaults on equifax though 5 years old.

Were they settled?

OH just applied and has not missed any payments in over three years but has one outstanding default from over three years ago. D-E-C-L-I-N-E

Which was a bit disappointing given he'd just been approved online for Capital One Classic AND Halifax Reward Current Account (Halifax even gave him the a/c number and sort code at the end of the application, took a £1 from his old Lloyds VISA debit card, and gave immediate online access to the account!).

There was only one search on Equifax which was for Capital One, Halifax searched Experian, so that shouldn'tve contributed to Sygma's decision, should it?

Ah well, two instant-approvals in one month is praise enough for his recent good behaviour, I suppose

getmefree

is it worth applying for this card if my credit history is not the best? (defaults about 5 years ago, a few cc's now but min.payments made on time each month)