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Hypno's "me, me, me, me, me," diary.....
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Lovely! May we all be as toasty or else we'll have to do lots of these :j:j:j2023: the year I get to buy a car0
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hypno, we have a matress topper, bought from QVC on one of there TSVs, well worth the money, our cheap bed was awful without it.
Best wishes
TPAxMFW - We've only gone and blooming done it!May 2013:j0 -
Hope your session went well Hypno & here's to a good night's sleep. Amazed to hear you are considering wearing socks to bed - I didn't realise it was possible to go to bed without them unless it's an absolute heatwave.
Lost 3lbs at SW so off to colour in some squares
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Hope you have a warm snuggly sleep tonight
One step at a time
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gallygirl - well done on the 3lbs......I fear I may have put on a lb or two this week.....hey ho. I won't stress over it.
Z.....I've not got time to come down with the lurgy. Plus if I take time off work, I lose my bonus. So I won't be ill. I will be cold, but I won't be ill, or even slightly poorly.
Recording went well tonight......and now I am going to make my hot water bottle and take myself to bedfordshire.....sleep well everyone and catch up tomorrow xxSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
How long til you get your bonus then?
Happy bedfordshire I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
We get monthly bonuses every paypacket - they will be docked any time we have off.
Then we get an annual bonus in May......if we've been good Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
hi hypno - hope you have a better night's sleep - fluffy socks in bed can also be good!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Its 34 degrees here......................................:eek:
(ducks and runs................................
) Mortgage = $277,000/$440,000 Started 29/06/10Sealed Pot 2012 = $910Sealed Pot 2013 = $790.80Sealed Pot 2014 = 543.500 -
yeah, thanks llama!
The duvet under the sheet made it a more comfortable night, but I still woke at the "usual" time....cold and miserable
I am rather phlegmmy this morning, so I probably am coming down with something.......I blame Z entirely! Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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