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Hypno's "me, me, me, me, me," diary.....

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yes, the snow is very yukky - it has snowed quite heavily on and off all day.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Verbatim wrote: »
    Great results on the Insurance (M & S vouchers AND cashback on top of cheaper deal....WOW) and the MS.
    what she said - cloud and silver linings and all that

    don't forget to tell OH to sort out his life insurance too - that way if anything happened to him he could still leave money for the kids maintenance!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    savingholmes wrote: »
    don't forget to tell OH to sort out his life insurance too - that way if anything happened to him he could still leave money for the kids maintenance!

    Already done........:)
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Karmacat wrote: »
    Very hurrah! This is the dfw Hypno people put on a pedestal!

    I'm glad you missed the snow showers too :) is it laying?

    Indeed - well done Hypno :T
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Just spoken to the children who say that my yoga dvd has arrived :T I won't feel bad about not going for a run now :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Well done on the bargain coat hypno. Very true re the cloud with the silver lining too, just think of all the things you dont have to run past the OH now you can make all the decisions. Keep going your'e an inspiration.:T
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • Pooky
    Pooky Posts: 7,023 Forumite
    1,000 Posts Combo Breaker
    Fab news on the coat - I've had to stop all MS activity and typically, I'm now getting at least 3 notifications a day of new jobs in the area.
    "Start every day off with a smile and get it over with" - W. C. Field.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I've had a drought of M/S recently, so am glad that a few bits have started to come through.

    All MSE-sourced money is going into try and build up some emergency savings, so every £5 here and there helps, especially if I get a free sandwich or coffee into the bargain :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wowsers - you're a blinking MSE whirlwind today! :money:

    Good to see you back on top :T:T:T

    I'm watching the trashiest film on Five - I'm laughing out loud it's that far fetched...
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Well done on the M/S hypno.
    Have been lurking and reading the mortgage stuff and had nothing to add to what L&S said. It just seems a bit mad to me the way they are doing it, but at least you have a plan.



    What's this snow stuff everyones talking about. We have glorious blue sky and I needed the sun visor down on the car!
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
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