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Hypno's "me, me, me, me, me," diary.....
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hiya hypno, well done re your nsd's. I too have had more nsd this month than usual, however that of course is due in part to the snow and simply not going out as a result. Still, it highlights just how the odd amount of cash can be swallowed up in both necessary and unnecessary expenditures. Quite an eye opener. Take care of yourself!My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T0 -
I've been to work as normal - no snow days etc for me, so if I can have 15 NSDs this month, it proves that I CAN do it every month!
Well, it is worth a try to help make those pennies go further!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
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That sounds like a great challenge HYPNO.
You are starting to sound like your normal self again which is great.0 -
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Good morning Hypno & the Hypnoettes,
Woke up too early again, but all the scratchies and morning jobs already done.
Hope you all have a good day0 -
Right, from 1st Feb (Monday) I will take £20 out of the bank and see how long I can make it last for.......it will be for all personal spends.......and I reckon I can make it last a whole lot longer than I did last year!Ooh! Can I play too? :j
Me Three - or is that Four?
Will get £20 from the maching on Saturday but hold onto it until Monday!
(Now that's a challenge on it's own - lol:rotfl:)
xo
RT4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!0 -
Wow you peeps are brave
Good luck!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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