Money Paid into my account that I wasent expecting!

Lokolo

Stavros wrote: »

Hi, I have answered this one before on another thread, there is a specific criminal offence called "Retaining a wrongful credit" see the link

http://www.opsi.gov.uk/acts/acts1996/ukpga_19960062_en_1#l1g2

....

(b) he knows or believes that the credit is wrongful; and
(c) he dishonestly fails to take such steps as are reasonable in the circumstances to secure that the credit is cancelled.

I wonder what counts as reasonable steps?

Nick_C

But doesn't all this only apply to wrongful credits as defined by the 1996 amendments? ie

3)A credit to an account is wrongful if it is the credit side of a money transfer obtained contrary to section 15A of this Act.
(4)A credit to an account is also wrongful to the extent that it derives from—
(a)theft;
(b)an offence under section 15A of this Act;
(c)blackmail; or
(d)stolen goods.

(The section 15A offence is dishonestly obtaining a money transfer)

ie - surely an erroneous credit is not the same as a wrongful credit?

MTHEO

Turns out this isn't a total mistake and I now know who it has come from, not willing to go into the details but i have some good facts to argue on if they ask for it back....but i'm pretty sure they won't.

Been a good few days!!...Had some sale items ring up on till as cheaper than they should, Won £40 on a scratch card and got £80 cashback on my mobile phone today.....i may go bet on a longshot because at the moment I can't miss!