Should I go for Long Term Care Health Insurance Coverage?

julietegecy

I am in my twenties. Would it be advisable for me to go for Long Term Health Insurance Coverage?

Wutang_2

Too much information - although i would say definitely YES

tessflores

According to this article, I found on


www dot long-term-care-insurance-planners dot com


It seems like it is a good idea to buy it at younger age as premium is less. You can read more about it on its website.

lisyloo

If you can afford it, then yes it's adviseable.
But check what your employer and your pension scheme offers first.
Some employers (like mine) offer free PHI and sometimes it comes through the pension scheme.
It's always worth spending 20 minutes and contacting your HR dept or reading your employee handbook to find out what covber you have already.

julietegecy

lisyloo, I appreciate your advise. Thanks.

tessflores, thanks for the site but is there some place where they are talking about benefits of this cover at young age?

dunstonh

Can you clarify what you mean by long term health insurance?

Do you mean private medical insurance (e.g private hospitals, quicker referrals etc) or do you mean permanent health insurance (income protection) or do you mean long term care insurance (for provision of care in old age)?

tessflores

When you are on home page of

www (dot) long-term-care-insurance-planners (dot) com,
on extreme left, click on LTC Insurance Basics, then on Why buy LTC Insurance.

dunstonh

I am reporting this thread as spam. Please press the spam button.

Long term insurance as described is not a UK product.

We have a new sign up posting about wanting a US product and then within a couple of days another new sign up promoting another US site. Looks like self promoting spam.