Barclaycard

Daft_Monkey

COS wrote:

Having been a member of this site for many years and experienced over vetting and over moderation an censorship, beyond belief at times. However

I am still a appalled by the lack of thought applied to some members posts when subject matter can not be expressed with out foul language. Quote "!!!!!! off" the site is open to all young and old even the tabloids dont post such language.

Please accept my apologies (COS and rest of the members), I guess I got carried away. I have amended the post (although far too late now).
Bank/CC charges and the way they are applied make me so...angry!

Daft_Monkey

mroller wrote:

Still doesn't make sense to me.
What you are saying is that she is borrowing now so maybe she will not have to borrow in the future!

She would be better off using the savings to pay off the CC, to avoid paying interest and penalties. (after a few months she would have 100s of pounds more on her current account)

If something unexpected happens and she needs money she can then spend on the card! it's so obvious to me.

Just my opinion

Well, believe me, I know it makes sense to pay the debts with the savings, but my hands are tied. So I have to compromise with a damage limitation exercise as I mentioned in my previous post.