Tuesday 29th December - What small DFW things have you done today!?!

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning All,

Hope no-one minds me starting the thread today, but I couldn’t see that anyone had already started it

· Checked online banking –no change, but I have to check
· Enter comps online
· Daily scratches
· Meals from storecupboards
· Stick to diet
· Try to have a LSD – might treat myself to a coffee in town (or come home for a hot chocolate at ½ the cost!)
· Use my bus pass to get into town
· Washing on 30
· Read more of my library book
· Take more painkillers as my back is still killing me – it feels like a continual Chinese burn and to top it all, I started to get a cold on Christmas day

Think that is about it but I am sure there is more to do, take care everyone

Candy xxxx

Knitty78

I have bought soup in for lunch.
Charging my phone up at work
Have a flask of coffee instead of buying one on the way in.

picasso2

Hello again , thanks for the ideas.
Today I will :

Have a NSD
Check online banking
Enter competitions
Have a better look at daily clicks - finding it a bit frustrating at the moment
Complete surveys
Leftovers for lunch and store cupboard for tea
I am leaving the heating off for as long as I can while dd is out
Washing on 30 , will be dried on airers
I will turn browning bananas into yummy banana bread
I will try once again to folow the instructions I have been given to fix my dvd player without resorting to the repair shop.
I will look on freegle for the things I need
I will visit my brother for company, warmth and a hot cuppa

Lottebear

Today I have or will

-Checked online banking
- Tidy the house
- Use free Cinema vouchers as weather is bad.
- Have a LSD need to get draft exculders for the front door
- Entered about 10 competitons
- Lunch and dinner from store cupboard

crawley_girl

Morning people - hope everyone is ok

Today I:

• checked online banking
• used 'free' texts and mins to chat to friends
• will carry on with the DIY kitchen - can't believe how cheap it has been to do!
• will go to the cinema later and use my cinema card
• will not buy silly overpriced sweets from their counter
• have sorted some extra work for tomorrow and friday in 3rd job

:heartpuls CG :heartpuls

~Yorkshire_Belle~

Hi all
Had another poorly turn and been back to dr/hospital again but feeling better this afternoon.
I must be well because tonight I am going to see John Barrowman in panto - as recommended by Bagpuss. Will take own sweets drinks etc
Will eat at home first
Bye for now

Butti

I no longer go to the gym. I'm going for a run on the beach. Will need the hat, gloves and extra thick socks though!

Lemon_Tree

thanks for starting the thread.
today i will
check online banking
check daily scratch cards
free bingo has ended boooooo!
will sort a load of washing to go on tonight in cheap leccy
will take meter reading and calc latest useage
made homemade soup and brought into work
dinner from cupboards/freezer
will recycle 2 printer cartridges at Mr T's and bank money from sale of scooter.
Will be good when i check out what their savings section is like (if they actually have one that is)
will made decision about broadband and how to get it cheaper.
will ensure kitchen and bathroom remain sparkly before i go to bed. I will get the hang of flylady

nich29580

Morning all :j

today i have:-

NSD

click throughs and free scratchies

brekkie, lunch and dinner for me, dd and boyf from storecupboard and freezer (still using up leftovers from xmas day
)
checked bank, tramsferred odd pounds and pennies into saving account which has now become £365 in 365 days challenge account lol (see sig)

made capacinno at home with treat from one of dd many selection boxs (wont be buying any biscuits or chocolate for a long time)

cleaned out fridge and started to defrost freezer - should run more efficiently now and therefor save electric

juicygirl

Hi everyone,

Today I have:

-Been to supermarket and stuck to list - NO non essentials :A
-Got new file and pad to organise all finances for the new year
-Opened new basic current bank account which I am going to 'pay myself' with - this will be all the money I have for the month for food/petrol/entertainment etc for the month and I will budget around this.
-Storecupboard breakfast/lunch
-Clothes drying on airer
-Pennies balance of current account to ISA
-76p loose change to sealed pot
-Posted book sold on Amazon

I will:

-Do onepoll surveys
-Catch up on all my subscribed threads on MSE
-Prepare packed lunch for work tomorrow
-Storecupboard dinner

Back tomorrow x

catmiaow

Hi all,

Today I have:

Checked my bank
Pay in cheque
Phone my mum using second line for free calls
Daily competitions
Went to town to get essentials for my nan as didn't want her walking around in the ice
Went to the post office, sent two items by recorded delivery using free stamps from Royal Mail Survey
Posted test letter
Brought my nans birthday present and got Tesco points
Vacuum house
Took rubbish out
Seen to pets
Apply for what jobs I can

Hope everyone has kept warm in this freezing weather