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mt SOA little advice needed x

135

Comments

  • iamana1ias
    iamana1ias Posts: 3,777 Forumite
    Poosmate wrote: »
    Oh well if your daughter is too young to get a paper round, I guess she's too youg to be sent up the chimneys then or off to the workhouse! Oh well.... On to plan B.........

    If you have some spare time each day you could up your income by (apparently) £90-100 per month by doing "daily clicks". I haven't tried this (yet), but there is a thread on this forum which is usually on the first page by Eager Learner. The thread on this forum is "part 2" but I'm sure I saw "part 1" on the "Up You Income" board. Might be worth you having a look at it. In the first thread it said it would take half an hour a day to earn £3 per day.

    Once again good luck.

    Poo

    Not forgetting that any income will have to be declared to the DWP ;)
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
  • iamana1ias wrote: »
    and in the meantime you can teach her the valuable lesson that she doesn't get everything she demands and cancel sky = another £20 or so every month to throw at your debts. ;)

    I cant seem to get out of the contract grhhhhhh .... plus not sure where i gave the impression she demands it as i said the sky was more for my sanity .. cebeebies is not her age range this is why she wont watch it ...cant say i blame her i dont think i could sit thru a few hours of ninky nonks and tombilvioos after a hard day at school .......theyre good kids like to be creative im gunna push this a bit more now and some reading try and wean them off it .... but you know what its like when tv can be a god send somedays when u just want to get dinner sorted baby sorted etc .....

    SINGLE SUE - wow how do u do it .......I have a dsi on the birthday list:eek:
    Storecard = £5 per month (interest frozen)
    Halifax cc = £1027 not currently payin:o
    Halifax overdraft = £1700not currently payin:o
    Barclaycard = Pay £15 per month (interest frozen)was 1209 now £994
  • iamana1ias
    iamana1ias Posts: 3,777 Forumite

    SINGLE SUE - wow how do u do it .......I have a dsi on the birthday list:eek:

    I'm guessing "no, you can't have that" works ;)
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SINGLE SUE - wow how do u do it .......I have a dsi on the birthday list:eek:

    They don't get the expensive items on their lists.

    They know if they want the silly expensive things, then they have to save their pocket money, ask for money for birthday and Christmas from everyone and do odd jobs for neighbours and family to buy it themselves.

    Eldest got his Xbox 360 Elite and middle his Wii this way.

    I only buy what I can afford and no-more...the children also love and really appreciate whatever I get them.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • iamana1ias wrote: »
    I'm guessing "no, you can't have that" works ;)

    yes does work ....she understands to a certain degree in her child like bubble view of the world ... just hate they cant have what others have ......but hey it will all come x
    Storecard = £5 per month (interest frozen)
    Halifax cc = £1027 not currently payin:o
    Halifax overdraft = £1700not currently payin:o
    Barclaycard = Pay £15 per month (interest frozen)was 1209 now £994
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I know what you mean, I felt awful guilt about how little I could buy my 3 compared to what others were spending, made me feel a complete failure to be honest.

    But, it is an important thing for children to learn that they can't always have what they want...and a want is not a need.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • I think this time of the year can be espc hard for single parents... This new facebook trend of taking pictures of xmas day doesnt help ive seen loads of kids opening mountains of present! ekkk ...just a bad time of the year for me i thnk !! oohh well not for another year now! woohooooooooooooo !
    Storecard = £5 per month (interest frozen)
    Halifax cc = £1027 not currently payin:o
    Halifax overdraft = £1700not currently payin:o
    Barclaycard = Pay £15 per month (interest frozen)was 1209 now £994
  • I think the best gift you can give your children is the gift of learning to live within their means.

    If you keep getting into debt to buy them the silly expensive stuff they want, they WILL learn that it's ok to go out and buy things you cannot afford. This will in time lead them to think it's ok to be in debt, and get themselves into debt.

    OR you can start doing what SingleSue has done (which I think it's amazing), and teach your children the reality of money. Your children will learn that it's bad to be in debt, and stay debt free.

    It doesn't cost a penny, but it will be the best gift they'll ever receive in their lives.

    good luck :)
  • diddlepops
    diddlepops Posts: 600 Forumite
    edited 28 December 2009 at 1:37PM
    OP - I made a decision this year that my three children were going to have a great christmas but I was not going to end up in more debt as a result. They have had smaller less expensive gifts and not one of them has complained. They have loved their stuff because I explained it to them - that Mummy and Daddy love them so much and its just the thought that counts. That said, my DS has said he wants an Ipod, DSi and football boots for his birthday in April when he will be 4!!! :eek:;)

    You will be surprised how kids adapt if you are honest with them. We reduced our SKY package last year because things were hard when DH was laid off - but we talked to them and told them that they could have Freeview etc. When we were in a position to upgrade again, we did and they have Disney again but I would not hesitate to withdraw it if we had to

    I have yet to have my lightbulb moment - I know things aren't great but because we are "managing", I still bury my head in the sand. Doesn't stop me trying to reduce and gain though!

    Hope your New Year turns out to be better than last.

    Hugs x
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 December 2009 at 1:38PM
    Uncalled for and not very nice at all.

    For many, at the time they have their children, they can afford to have them and it is only because of some kind of disaster (job loss, illness/disability, death or split in the relationship) that means the whole house of cards comes down.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
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