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mt SOA little advice needed x
Comments
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re changing to cloth nappies i just couldnt again it cause my 1st born terrible rashes years ago my one nappy expense is my 5 year old night bedwetter:o .... the thought of putting newborn in terrys upsets me due to my 1st bad cloth inciddent but thanks for the thoughtStorecard = £5 per month (interest frozen)
Halifax cc = £1027 not currently payin:o
Halifax overdraft = £1700not currently payin:o
Barclaycard = Pay £15 per month (interest frozen)was 1209 now £9940 -
if i could find him id love some child support that wont be coming anytime soonStorecard = £5 per month (interest frozen)
Halifax cc = £1027 not currently payin:o
Halifax overdraft = £1700not currently payin:o
Barclaycard = Pay £15 per month (interest frozen)was 1209 now £9940 -
coookiewoookie wrote: »oh no i correct myself I NEED disney channel keeps my sanity and allows me to cook the tea and housework my oldest wuddnt entertain the thought of watching a ''babies' channel so she informs me ...
Then perhaps she could get a job and pay for the luxuries herself. Shouldn't be funded by the taxpayerI was born too late, into a world that doesn't care
Oh I wish I was a punk rocker with flowers in my hair0 -
Your babies do not need to be buying presents (by proxy) for their aunts and uncles. Well certainly not whilst you are struggling to pay your debts.
Poo
i dont want them to know:oStorecard = £5 per month (interest frozen)
Halifax cc = £1027 not currently payin:o
Halifax overdraft = £1700not currently payin:o
Barclaycard = Pay £15 per month (interest frozen)was 1209 now £9940 -
iamana1ias wrote: »Then perhaps she could get a job and pay for the luxuries herself. Shouldn't be funded by the taxpayer
will suggest this when shes older paper round etcStorecard = £5 per month (interest frozen)
Halifax cc = £1027 not currently payin:o
Halifax overdraft = £1700not currently payin:o
Barclaycard = Pay £15 per month (interest frozen)was 1209 now £9940 -
coookiewoookie wrote: »264.50 left over is a bit off i think as i never have anymoney!!!
help!
So the most important thing you should do is start a spending diary so you can see where it goes!0 -
Yep i have printed off a spreadsheet.... I think i need a good plan of action ....
Ive started by meal planning - saves a fortune!!
spending diary
no spend days
im starting a pot for small change
looking forward to this new year ;-)Storecard = £5 per month (interest frozen)
Halifax cc = £1027 not currently payin:o
Halifax overdraft = £1700not currently payin:o
Barclaycard = Pay £15 per month (interest frozen)was 1209 now £9940 -
Cookiewoookie, I know you want to give your children gifts comparable to what others are receiving but you just can't do it.
It cost me £63 maximum for my 3 boys (total not each) at Christmasand birthdays is a similar amount too.
More distant relatives and my nieces and nephews get around £3 each at Christmas and £5 for birthdays (only my nieces and nephews for birthdays).We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0 -
coookiewoookie wrote: »will suggest this when shes older paper round etc
and in the meantime you can teach her the valuable lesson that she doesn't get everything she demands and cancel sky = another £20 or so every month to throw at your debts.I was born too late, into a world that doesn't care
Oh I wish I was a punk rocker with flowers in my hair0 -
Oh well if your daughter is too young to get a paper round, I guess she's too youg to be sent up the chimneys then or off to the workhouse! Oh well.... On to plan B.........
If you have some spare time each day you could up your income by (apparently) £90-100 per month by doing "daily clicks". I haven't tried this (yet), but there is a thread on this forum which is usually on the first page by Eager Learner. The thread on this forum is "part 2" but I'm sure I saw "part 1" on the "Up You Income" board. Might be worth you having a look at it. In the first thread it said it would take half an hour a day to earn £3 per day.
Once again good luck.
PooOne of Mike's Mob, Street Found Money £1.66, Non Sealed Pot (5p,2p,1p)£6.82? (£0 banked), Online Opinions 5/50pts, Piggy points 15, Ipsos 3930pts (£25+), Valued Opinions £12.85, MutualPoints 1786, Slicethepie £0.12, Toluna 7870pts, DFD Computer says NO!0
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