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January Make £10 A Day Challenge ~~All Welcome~~
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£5 voucher from Asda - saved on delivery costAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Ok, here I am, £299.81 till last night-I'm £10.19 behind of my target. It came with the combination of ebay, quidco, babysitting, and bingo. Let's bring on the FEbruary challenge!0
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Declaring £161.28/£310.Not so good, but at least I made £5 a day with not that much effort involved.:oDEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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Totally failed this month for the first time ever. Not sure why. I think it's because I'm just not focused yet this year; resolve to do better next month. Have a ton of stuff to ebay, although I loathe ebay at the moemnt. I've had nothing but trouble with the last few batches of stuff I put on.0
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Declaring Jan at £113.55 which is better than i expected.0
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Declaring £185.84/310 - its been a rubbish month basically because I have had lots of NSDs and havent made much free money at all. Hopefully February will be a bit better whereas March maybe a bit slow due to being away for a week.0
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hey folks,
just a few last minute bits to add on,
£10 from daily scratch
£17 from three packets of free fags
£5 off tesco clothes coz i used the voucher in the NOTW yesterday, so i have some lovely free gym stuff
and i think thats about it!
£27 to add to the siggy
is £461 for the month!!!! roll on February!Debt@LBM1=£4050 1st DFD 27/08/09Debt @LBM2 =£14,469.97 2nd DFD 14/03/2018 :T
Make £10/day Y1£3.5k Y2£3k Yr3£4k Yr4£1.5k
DFW NERD 1068 :cool: Avios 78,0000 -
Hello,sorry,rather late,as usual.
Would like to declare at £234.78.After a very bad start,things improved with payouts from survey sites. So definately worth doing them:).
Off now to find February.ilovetea xMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/200 -
Well my not so grand total for January was £93.79
I WILL do better in Feb!!2019 will be my year!!0 -
I made £5 yesterday - not a bad end to the month, but I did not meet my target.
£176.10 for me this month.
Free Films in 2011: Tangled, Chalet Girl, Never Say Never, Pirates of the Caribbean: On Stranger Tides
No Buying Books in 2011 - Books read: 60
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