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2010 The Year of Doodledo's new beginnings :)

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  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Well I was doing the housework actually so I am now free to Ebay list.

    Although I have been kinda distracted by a certain Miss P who is taking me on a road trip :rotfl:
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • pania
    pania Posts: 8,258 Forumite
    Ha ha ROAAAAAAAAAAD TRIPPPPPIN!!! across the universe, only going forward cos we cant find reverse!!!! ROOOOOOOOOAD TRIPPPPPPPPPIN across the universe on the starship pania under captain (total) berk!!! he he he he !!! thanks for coming babe. we hope you enjoyed your voyage on board the great ship vw golf. :D
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Ha Ha yes I had a great time :D

    Now time to get this silly little girls butt in gear in sooooooo many respects.

    Tomorrow is day one and P I am taking you along for the ride :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    so what have you done on day one? LOL
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Hellooooooooo my name is doodledo and I am a drifter lol. No not the chocolate bar or a trampy type person just the type of person who drifts through life not doing much lol.

    Sooooooooo tomorrow is the 1st and time for me to get my sorry !!!! back in gear.

    I am toying with a whole new diary. A new positive me! I need targets, plans, lists etc and most of all an enormous kick up the derrier.

    Hmmmmmmmmm April fools day diary, any ideas for a title??
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi doodles - do you need a new diary - or just to persevere with this one? Did your job settle down - did you keeep it at the original rate?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    You're right SH I can plod on with this diary. Just need to get a bit of direction back in my life.

    Job is still ongoing. I am being interviewed next Thursday. So this time next week I should now the outcome and whether I can continue to live in this house eeeeek
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Ok here we go time to make some plans for the future, and why not start on the beginning of the financial year. I am going to go on the basis that I keep my job, positive thinking and all that :D

    Ok so what do I need to do:

    - save - decision whether to open an ISA or not
    - budget - money is being wasted and I dont know where
    - spending diary
    - ebay my little butt off I have so much stock :o
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Well just when you think life couldn't get more pooop someone comes along and throws another spanner in the works. I feel like the last 18 months have been one bad thing after another.

    I have found out today I didn't get the job. I won't bore you with reasons but its verging on riduculous and I will need to decide whether I will take it further.

    The up shot is I will be several hundred pounds worse off a month. So I now need to work out if I can remain in the house we are now in and whether I can keep my car.

    I so do not want to move my daughter. She has had enough upheavel in her little life already.

    So tonight I will be number crunching and trying to find out my shortfall and then it will be a case of a miraculous plan to resolve the issue, well thats if its possible.

    Bleurrghhhhhhhhhhhhhhhh
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Bleurgh indeed - sorry it did not go in your favour.

    BUT, you know me, I am a firm believer in people being able to overcome such challenges, and I reckon you will find a way through this. It may not be easy, and it may not be something that immediately springs to mind, but with some thought, effort, and ebaying, you will find your way through this.

    ((hugs))
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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