📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Will you Jingle Jangle in January? NSD Challenge.

13031333536134

Comments

  • Flat_Eric
    Flat_Eric Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Today is my second NSD day of Jan. Holidays are great because you can just hide away at home and despite the fact that I need milk and marg, I have stayed away from the shops today.:j

    Im hoping for a very frugal Jan and hope to exceed my NSD aim of 17. Have a great month all.:D
  • Second NSD of Januray for me too :T
    Starting debt: 3399.39 / Debt now: 2975.39
    VSP Challenge 2012: £39.58/£100 Crazy Clothes Challenge 2012: £3.00/£150
    £2 savers club #20: £30
    2012 earnings: £67.50
    Long Haul DFW Supporter #204
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    ....see how much we are spending on food each month and try to bring it down. Off to old Style now for yummy ideas to keep spending down....
    I've put some links for threads I've found handy on the front page. The monthly Grocery Challenge is good for scrummy recipes if nothing else!
    clairewop wrote: »
    spend day for me :( had to get stuff for lunches
    Hi Claire :hello:..I found it really helped to decide exactly what I wanted to count as a Spend at the beginning of my first Challenge attempt & as such I do include any food but not the bills. My reasoning is that I can usually make a meal out of what is already in my cupboards--even if it's only egg & chips :p--but I have to pay the bills :mad: Other folk do not include food as it is an "essential".
    May I suggest you have a good think about it & then carry on with the Challenge, following the rules as they apply to your household. It is of no concern to anyone else what those Rules are; you have to make them work & you have to live with the consequences. Good Luck m'dear & Keep Posting. x

    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    3rd NSD for me today
    2019 fashion on a ration 0/66 coupons
  • pinkpinkuk
    pinkpinkuk Posts: 165 Forumite
    1st NSD for me today :j 1/15

    Tomorrow is going to have to be a spend day as I will need to buy lunch. I will try and get myself a sealed tin as well, for another challenge. Then I have nothing standing in the way on lots more NSDs.
    Aiming to be debt free AND a qualified lawyer by 30!
    * Overdraft: £1,700 * Credit Card:
    [STRIKE]£1,550[/STRIKE] £1,534 * Uni fees: [STRIKE]£945[/STRIKE] £300 * Wonga:[STRIKE]£290[/STRIKE] * ILEX: £635 *
  • dizzytina
    dizzytina Posts: 777 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hi,:D

    Can i join please . i really need to stop spending so want to aim for 15.
    V 12500 B 8300 N 1900 Oct £51/£155
  • webitha
    webitha Posts: 4,799 Forumite
    well today is my 3rd NSD, tomorrow will be a spend day as i got to get my nicotine chewing gum, as i got enough baccy to last tonight then that is it....again
    wish me luck guys, i was silly enough to start after 2 years NS, im sure with your kicks up the bum i will do it again
    If we can put a man on the moon...how come we cant put them all there?

  • suzybloo
    suzybloo Posts: 1,104 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Good luck Webitha - you go for it put the extra money in a tin from not buying ciggys or baccy and use that as a motivational tool. - does your healthboard do any special smoking clinics? in our area pharmacies give extra support and can supply these products direct on prescription but you have to go once a week for checks and support - remember a pre-payment certificate in Scotland is only £13 for 4 months - not sure about England.

    Well thats me on day three without spending, so doing really well.

    Will need to buy rolls tomorrow, and will take my lunch with me, so should only need to spend about ~£1.50. Made Ham and Egg pie for tea and was so determined I wasn't going to the shop for bacon trawled the freezer and found four slices in the deep beyond so didn't have to go!!!
    Good luck for the next week folks
    Every days a School day!
  • ooh can you put me down for 20 NSD's in January please. Already managed 2 - didn't leave the house Fri or Sat lol.

    Helen
    DFW £11,086.35 (Apr 09):eek: £629.35 (Jul 10):j
    proud to be dealing with my debts
  • Rachel021967
    Rachel021967 Posts: 1,015 Forumite
    Another NSD today making that 2 in a row. Need to go out tomorrow to get fresh fruit for daughter's lunch box. Hoping Tuesday will be another NSD.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.