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Capital One - 0% for 18 months on balance transfers

(reposted from The Best Balance Transfers Article Discussion Area, if that's OK. Thought it may not get any attention there)

Capital One are now offering 18 months interest-free on balance transfers, with two conditions - a 2% handling fee and you have to spend £100 on the card within the first three months of opening the account.

Obviously they expect you not to stop at £100, but I can't find anything else negative about this deal...unless, of course, anyone here knows differently...

Ian
«1

Comments

  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    No, it wasnt getting enough attention what with being on every other advert break.

    That offer is old, you dont need to spend the money on it anymore it would appear.
  • ianfreeman
    ianfreeman Posts: 32 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I have never seen it on TV - of which I watch a lot - and only received it in the post yesterday.

    I'd be grateful to know where you heard the news that "you dont need to spend the money on it anymore...".

    Oh, and by the way, thanks for your charming attitude - you are a breath of fresh air.

    Ian
  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hit me, hit me, hiiiiiiiiiiiiiiiiiiiiiiit meeeeeeeeeeee
  • BoltonMinx
    BoltonMinx Posts: 1,382 Forumite
    erm, is that twighlight zone music I hear :eek:
    "There are only two lasting bequests we can hope to give our children; one of these is roots, the other wings" - Hodding Carter

    :A ~~~ S
    pread some good Karma ~~~ :A
  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Better than that bloody tune accompanied by the crab playing golf
  • BoltonMinx
    BoltonMinx Posts: 1,382 Forumite
    :rotfl: The Boss is gonna make crab cakes with the capital one crab ;)
    "There are only two lasting bequests we can hope to give our children; one of these is roots, the other wings" - Hodding Carter

    :A ~~~ S
    pread some good Karma ~~~ :A
  • ianfreeman
    ianfreeman Posts: 32 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    *yawn* Back to Usenet for me. Thanks for everything...and enjoy your little selves...

    <flown like a bird>
  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The next ad will feature me playing golf with the crab

    Hope you enjoy Usenet Sir. For your information, looking at the Capital One card's terms and conditions, there is nothing saying you have to spend £100 per month. Of course, you could have done this research yourself if you wanted an answer, but didnt. The £100 per month thing disappeared months ago.
  • ianfreeman
    ianfreeman Posts: 32 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Just before I go, here for your information, is a scan of the leaflet I was sent that clearly says you *do* have to spend £100 a month to qualify for the 18 months at 0%. Maybe they've changed the rules since printing this, but I took it at face value.

    Thanks again for all your help.

    Ian
  • Careful_ly
    Careful_ly Posts: 622 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    We've had one of these leaflets delivered this week, it was with a book catalogue, the offer is valid until 30/10/06.
    As Ian rightly say you need to spend £100 within the first 3 months, otherwise the 18 months 0% drops to 6 months
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