Urgent Help

sanfrancisco

How long ago were all the bank charges? I know your now a money angel, so obviously not recently. Even if you go away for a year, you can still go back 6 years, some charges may drop off, but you will still be able to claim for a chuck?

mountainofdebt

ms_london

Have pm'd you.

southernscouser

Don't be such a bloody defeatist girl! :rolleyes:

This is what I put for my claim.

I have a contract with the defendant bank
which is conducted on their standard terms
and conditions. I am claiming the return of
money taken by the defendant in the way of
charges over the last 6 years plus the
interest they have levied on those charges.
The bank's charges are a disproportionate
penalty and therefore unenforceable as they
are contrary to common law. Further, as a
disproportionate penalty they are invalid
under the Unfair (Contracts) Terms Act 1977
s.4 and under the Unfair Terms in Consumer
Contracts Regulations 1999. Para.8 and sch.2
(1)(e). In the event that the charges are
not a penalty then they are unreasonable
within the meaning of the Supply of Goods
and Services Act 1982 s.15. I am owed £XXX
for account number XXXXXXX. The claimant
claims interest under section 69 of the
County Courts Act 1984 at the rate of 8% a
year from 19th December 2001 to 8th June
2006 of £XXX and also interest at the
same rate up to the date of judgment or
earlier payment at a daily rate of 0.17%.

There isn't much room for change in this as it's at the maximum number of lines. Just remember to change your account number, amount your claiming, interest your claiming and the dates your claiming between.

In answer to your question about interest it's 0.17% per day as above!

See, brains aswell as good looks and a big d..........ebt!

ms_london

Thanks everyone for your help.

To be honest I had kind of decided yesterday that I wouldnt pursue the claim, but now I have changed my mind again!!

Mountainofdebt - thanks for your PM - shall reply in a minute (SS - its not another admirer, so dont worry - I only have eyes for you!!). I am just paranoid that they will make an example of me, as that would be just my luck!!

Whilst I am writing about MCOL - remember the ebay scammer that ripped me off from last year who I tried to claim back using this site, but it never come of anything - well now the defendant has a CCJ against his name. :rotfl: :rotfl: I know its mean, but serves him right!! :mad: :mad: I not only lost the original £160, but also the further £80 I had to pay to do the claim.!! However, the police are investigating it & know where he is etc (i wasnt the only person he conned) and hopefully he will be taken to court....

Rant over

ms_london

southernscouser wrote:

See, brains aswell as good looks and a big d..........ebt!

Thats not what I've heaRd........

southernscouser

ms_london wrote:

Thats not what I've head........

You might want to edit your post! Or is it just me with a warped mind? :rotfl:

southernscouser

ms_london wrote:

Thanks everyone for your help.

To be honest I had kind of decided yesterday that I wouldnt pursue the claim, but now I have changed my mind again!!

Mountainofdebt - thanks for your PM - shall reply in a minute (SS - its not another admirer, so dont worry - I only have eyes for you!!). I am just paranoid that they will make an example of me, as that would be just my luck!!

Whilst I am writing about MCOL - remember the ebay scammer that ripped me off from last year who I tried to claim back using this site, but it never come of anything - well now the defendant has a CCJ against his name. :rotfl: :rotfl: I know its mean, but serves him right!! :mad: :mad: I not only lost the original £160, but also the further £80 I had to pay to do the claim.!! However, the police are investigating it & know where he is etc (i wasnt the only person he conned) and hopefully he will be taken to court....

Rant over

Surely you can send the ballifs in or something to seize goods to the value?

Glitterari

Ms_L - what did you decide to do in the end?

As usual SS ensured the conversational tone was lowered to level of his depraved mind...


:rolleyes:

southernscouser

Glitterari wrote:

As usual SS ensured the conversational tone was lowered to level of his depraved mind...


:rolleyes:

You'd all be disappointed if I didn't!