How much do you allow yourselves for 'personal spends?'

ajmoney

I think mine is around £75 ish but this thread has made me decide to keep a note to see what I actually spend.

cake21

hillcats wrote: »

She Who Must Be Obeyed :cool:

Ah, thanks! That would be me, so I've no need for that acronym :rotfl:

alflavor

We're allowing ourselves each £50 a week for personal spends, this for me is mainly CD's! Doing this we are going to be able to make an overpayment at the end of Jan 2010 in excess of our usual payment! We did this in Oct/Nov and wasn't as hard as we thought!

Lunar_Eclipse

staffie1 wrote: »

Where do you go, the Ritz?

Not unless it's for lunch and with no or very little alcohol.

My (& DH) discretionary spending budget us £100/month, which isn't enough! :rotfl:A little over half goes on gym membership and most of the remainder on my weekly group tennis lessons. It covers anything personal to me: magazines, coffee, evenings out with friends, sport, make up etc, but not our mobile phones or clothing (of which I buy very little and mainly in sales).

We also have a family entertainment budget for activities and meals out that we all have together. I think that's £50/month to allow us a family meal out once a month and a cheap day somewhere, if we choose very carefully. We also try to go swimming, to cheap movies, bowling etc. But I find we could easily spend a lot more than we do; it would be very easy for us to £100 every weekend on eating out and having fun as a family if we simply went with the flow.

It takes a lot of hard work and willpower to spend so little if you're sociable, have friends and active children who enjoy new experiences and being out and about. Admittedly we enjoy a lot of free activities too; today is a walk in our local woods for example.