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Any advice for my son
Comments
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My daughter was involved in an accident (her fault) around this time last year. Her car was recovered to an approved repairer who quoted repair. The cost of the repair made it a borderline write off. We wanted the car repaired and I spoke to the insurers who said that the assessors wouldn't be doing their job if they accepted the first repair quote. Subsequently, the final repair bill was £700 cheaper than their first quote and the car was repaired. It might be an idea to plead your case with the insurers to see if some compromise on price couldn't be met. My daughters insurance premium was less this year than last
went through confused.com HTH 0 -
nd for the remaining period of insurance if the car is written off.
Absolutely not. The policy has done its job and the full cost is payable. As a goodwill gesture they may let you continue the policy for the remaining time and change the car, but they don't have to.I was born too late, into a world that doesn't care
Oh I wish I was a punk rocker with flowers in my hair0 -
My son has now been told that the quote is for £3,800. The car is only worth £3,000 so even if we could get a cheaper quote I doubt that it would change the write-off situation. Now we just have to see what the insurers offer him for his car. I am hopeful that they might transfer the rest of his policy to a replacement car which would leave him more money for the actual car. Nightmare!0
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'Tisn't the same policy then is it, if we are being all pedantic
Same policy number, same policyholder, same insurer, same start and end dates.
It's the same contract/policy but with a different car.
How about you let people who know how it works give the answers?
(And no, my educational establishment doesn't break up until tomorrow, worse luck. Kids will have to be looked after by their families for a fortnight while I sit on my @rse eating chocolate
) I was born too late, into a world that doesn't care
Oh I wish I was a punk rocker with flowers in my hair0 -
stars_bright wrote: »My son has now been told that the quote is for £3,800. The car is only worth £3,000 so even if we could get a cheaper quote I doubt that it would change the write-off situation. Now we just have to see what the insurers offer him for his car. I am hopeful that they might transfer the rest of his policy to a replacement car which would leave him more money for the actual car. Nightmare!
If he couldn't afford to pay £650 towards a new car he should have taken a smaller excessI was born too late, into a world that doesn't care
Oh I wish I was a punk rocker with flowers in my hair0 -
iamana1ias wrote: »If he couldn't afford to pay £650 towards a new car he should have taken a smaller excess
Hardly helpful As a mother of a young driver I know that quite often it is the excess that makes the policy affordable and you just hope that it doesn't come in to play.
Going through something similar stars-bright so you have my sympathies
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Hardly helpful As a mother of a young driver I know that quite often it is the excess that makes the policy affordable and you just hope that it doesn't come in to play.
"Hope" doesn't tend to work with younger drivers though. I was born too late, into a world that doesn't care
Oh I wish I was a punk rocker with flowers in my hair0 -
I don't think he had any choice over the excess, it is compulsary with young drivers0
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stars_bright wrote: »I don't think he had any choice over the excess, it is compulsary with young drivers
Not all of it. Some of that will be voluntary.I was born too late, into a world that doesn't care
Oh I wish I was a punk rocker with flowers in my hair0 -
Quick update, the car was written off so he has no car now
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