Which car

maka_2

im looking for a newer motor i have a 06 plate vectra 1.8vvt sri at the mo with 42000 on the clock there is around 4000 outstanding on it and vauxhall have just offered a trade in price of £5500 (more than i thought).
however im trying to save a bit of money each month i pay £235 each month at the moment looking to drop that around to the £200 a month or less if poss the tax is £97 for six months.
im looking for a car with same sort of size but cheaper each month and road tax cheaper any idea's because i have been racking my melon for hrs and no further down the line infact i spend my time looking at cars well over my budget all help very welcome

harveybobbles

Why not look at a car that is worth 4000 or less?

maka_2

harveybobbles wrote: »

Why not look at a car that is worth 4000 or less?

im looking for something newer 57 plate or on due to over the years spending to much money on mot's and parts for older cars.

ses6jwg

An MOT is what... £35?

Buy carefully and a well looked after 54/55 plate will cost the same or less to run/ maintain as a 57 plate.

slummymummyof3

I don't think the OP is complaining about an MOT testing Fee but more the cost of works to pass an MOT. Incidentally where do you get a MOT for £35 these days?

maka_2

ses6jwg wrote: »

An MOT is what... £35?

Buy carefully and a well looked after 54/55 plate will cost the same or less to run/ maintain as a 57 plate.

How do u figure a 54/55 plate would be less to run/maintain?

maka_2

slummymummyof3 wrote: »

I don't think the OP is complaining about an MOT testing Fee but more the cost of works to pass an MOT. Incidentally where do you get a MOT for £35 these days?

yep spot on
the cheapest ive managed to get a mot is £55.00

tomstickland

If you keep buying newish cars on finance you're going to keep pouring money into the depreciation and that's a lot more expensive than MOT costs.

computershack

maka wrote: »

im looking for something newer 57 plate or on due to over the years spending to much money on mot's and parts for older cars.

So instead you'd rather pay more money on main dealer servicing, finance interest and the years with the most depreciation?

What a strange concept of money saving you have.

ahillsy

I don't think buying a car that's a 57 plate or on, is a strange/bad decision at all - it's swings and roundabouts. It's not like you're taking the hit of driving a new car off the forecourt. Obviously if you end up paying a high finance rate, then yes there is money going down the pan.

The car will still be under warranty for a newer car. In general the older a car is, the more likely it is that something will go wrong, parts will need replacing etc. And these can be very expensive.

I'm not saying the OP should buy a newer car or that they shouldn't buy an older car, but a number of posts come across with a bit of a hostile attitude that you'd be an idiot to even consider buying newer. There's 2 sides of the coin, and all you can really do is way up the pros and cons each way.

For example, one thing you want to be careful of is to check when a major service is due on the car before buying - say you bought a 57 plate, but then it needs a cambelt change within the next year....you may want to try and avoid taking that hit.

Kilty_2

When you say £235 per month you mean on finance I assume - so you've got insurance, tax, servicing on top not to mention fuel.

I spend £230 per month fully running a 53 plate car INCLUDING FUEL for 6-8k a year (but I own it outright) - and I'm a young driver with extortionate insurance.

Anyway - consider a diesel to reduce running costs depending on your annual mileage. More expensive to buy though.